5540 Patano Loop, photo 1
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Overview

3 bd2 ba2,090 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/mo
Built2023
Lot6,543 sqft
Living area2,090 sqft
Price / sqft$187
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)LightingSidewalk

5540 Patano Loop is a 2023-built home in Trevesta Ph IIIC & IIID, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,090 square feet of living space. Listed at $390,000 (about $187/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 monthly.

From the listing

Virtually Staged. Welcome home to this beautiful single-story residence in the sought-after community of Trevesta, offering 3 bedrooms, 2 full bathrooms, and an inviting open-concept floor plan. The gourmet kitchen features stylish gray shaker cabinetry, stainless steel appliances, a spacious center island with quartz countertops, tile backsplash, modern pendant lighting, and bar seating perfect for everyday meals or entertaining. The kitchen flows seamlessly into the bright living area, highlighted by a tray ceiling and abundant natural light. The dining room also features a beautiful tray ceiling, adding an elegant touch to the open living space. Sliding glass doors open to the screened lanai and private backyard, surrounded by mature trees and lush greenery with no rear neighbors. The spacious primary suite offers a tray ceiling, ceiling fan, large windows, and peaceful wooded views. The en suite bath features dual sinks with quartz countertops, a glass-enclosed tiled walk-in shower. A versatile bonus room provides additional space for a game room, media room, home office, or flex space. Two additional bedrooms share a full bathroom with a tub/shower combination and quartz-topped vanity. Outside, the screened and paved lanai creates the perfect setting for morning coffee, entertaining, or relaxing while enjoying the serene backyard. Residents of Trevesta enjoy an exceptional resort style lifestyle with a beautiful clubhouse, fitness center, and resort-style pool, along with welcoming spaces to relax, socialize, and stay active. Combining stylish features, flexible living spaces, privacy, and outstanding community amenities, this home offers the best of comfortable Florida living! ? **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF YOU USE A PREFERRED LENDER. INQUIRE FOR MORE DETAILS!**

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The essentials

Built
2023
Price / sqft
$187
On market
44 days
Annual tax
$5,517
HOA
$200/mo
Flood zone
X · Low risk
Lot
6,543 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Fitness center too
2 car garage
6,543 sqft lot
Lot size
2,090 sqft
Living area

Payment

Est. monthly payment
$2,889/mo
Down payment (20%)
$78,000
Property taxes
$460/mo
HOA
$200/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,543 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
44
Cathedral Ceiling(s)
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Lighting
Sidewalk
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
Park
Playground
Pool
Street Lights
Dishwasher
Disposal
Dryer
Ice Maker
Microwave
Refrigerator
Washer
Elementary
Virgil Mills Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,517
Parcel #
718031809

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Trevesta Ph IIIC & IIID
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
6,543 sqft
HOA
$200/mo
Rizetta & Company

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #A4703181
$390,000-2.3%
$187/sqft
-
Price change
Source: Stellar MLS #A4703181
$399,000-2.7%
$191/sqft
8/28/2026
Listed for sale
Source: Stellar MLS #A4703181
$410,000
$196/sqft

Neighborhood

5540 Patano Loop
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $390,000
$385,000 – $390,000
98.8% – 100% of listTops out right at the list price
80% of listList price
223 of the last 445 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 44 after a $20,000 cut.

Sample: 445 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,889/mo
Principal & interest$2,034
Property taxes$460
Insurance$195
HOA$200
Down payment20% · $78,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$390,000

$187 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,090 sq ft

Time on market

44 days

Year built

2023

Monthly payment

About $2,889/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,517 annual tax bill, insurance, and the $200/mo HOA fee.

HOA fee

$200/mo

Managed by Rizetta & Company.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byHOUSE MATCHListing agent: Rachel Woodruff, PAListing data from Stellar MLS, MLS# A4703181.

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