2309 SE 20th Pl, photo 1
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Overview

5 bd5 ba3,552 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2002
Lot10,019 sqft
Living area3,552 sqft
Price / sqft$366
Garage2 car

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About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main Floor

2309 SE 20th Pl is a 2002-built home in Cape Coral, Cape Coral. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,552 square feet of living space. Listed at $1,300,000 (about $366/sqft), 31 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

LUXURY WATERFRONT LIVING WITH RIVER ACCESS! Discover exceptional Florida waterfront living at this beautifully appointed two-story home located at 2309 SE 20th Place, Cape Coral. Featuring 5 bedrooms, 4 full bathrooms and 1 half bath, this impressive residence offers an exceptional combination of space, sophistication, and functionality. Situated on a canal with River/Gulf access and only one bridge to navigate, this property is ideally positioned for boating enthusiasts seeking convenient access to Southwest Florida's waterways. Enjoy days on the water followed by relaxing evenings beside the sparkling saltwater pool, creating the perfect setting for entertaining or simply enjoying the Florida lifestyle. Inside, the home showcases an impressive level of attention to detail and numerous upgrades throughout. The spacious two-story design provides generous living areas, thoughtfully designed bedrooms, and ample room for family and guests. High-quality finishes and carefully selected improvements create a refined yet comfortable atmosphere throughout the residence. The outdoor living area is equally impressive, offering the ideal extension of the home's interior spaces. Spend your mornings enjoying the waterfront views, afternoons in the pool, and evenings entertaining friends and family. Every aspect of this residence has been thoughtfully considered, from its desirable waterfront location and boating access to its extensive upgrades and beautifully maintained spaces. This is more than a home—it is an opportunity to experience the best of Cape Coral waterfront living. A truly special waterfront property ready to welcome its next owner.

The essentials

Built
2002
Price / sqft
$366
On market
31 days
Annual tax
$9,202
Flood zone
AE
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Water views
Pool
Private pool
Gunite
2 car garage
Driveway
10,019 sqft lot
Lot size

Payment

Est. monthly payment
$8,197/mo
Down payment (20%)
$260,000
Property taxes
$767/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground, Salt Water, Screen Enclosure
Days on Market
31
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Tray Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Outdoor Shower
Private Mailbox
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Refrigerator
Tankless Water Heater
Washer
Wine Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$9,202
Parcel #
29-44-24-C3-05370.0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33990 - Cape Coral
Lot Size
10,019 sqft

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #A4704364
$1,300,000
$366/sqft

Neighborhood

2309 SE 20th Pl
Cape Coral, FL, 33990 · 33990 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $1,300,000
$1.29M – $1.30M
99.5% – 100% of listTops out right at the list price
80% of listList price
13 of the last 22 home closings in 33990 landed at this number or higher (59%). The median one sat 48 days before it went under contract, and this one is on day 31.

Sample: 22 closed home sales in 33990 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,197/mo
Principal & interest$6,780
Property taxes$767
Insurance$650
Down payment20% · $260,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,300,000

$366 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,552 sq ft

Time on market

31 days

Year built

2002

Monthly payment

About $8,197/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,202 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byHORIZON KEY REALTY LLCListing agent: Katia LinzaloneListing data from Stellar MLS, MLS# A4704364.

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