10526 Rainsville St, photo 1
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Overview

0 baLand
TypeLand
HOA$120/yr
Lot10,000 sqft

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About this home

10526 Rainsville St is a home in Port Charlotte Sec87 Blk4646 Lt 21 1058-271 2755/5, Port Charlotte. Flood zone RSF 3.5 - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Waterfront lot with direct access (via lock) to Myakka River, Charlotte Harbor, and Gulf, located in the community of South Gulf Cove. Convenient to Englewood, Port Charlotte, Boca Grande. Punta Gorda, North Port, Venice, and Sarasota Established community with new homes being built on a regular basis. Community offers Clubhouse, community boat ramps, community events, PLUS opportunity to enjoy fishing, boating, kayaking, and beautiful sunsets. Location offers easy access to shopping, dining, golf, beaches, and is minutes away from Tampa Bay Rays and Atlanta Braves spring training facilities.

The essentials

On market
31 days
Annual tax
$1,738
HOA
$120/yr
Flood zone
RSF 3.5
Lot
10,000 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
10,000 sqft lot
Lot size

Payment

Est. monthly payment
$841/mo
Down payment (20%)
$24,000
Property taxes
$145/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,000 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish
Days on Market
31
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone RSF 3.5
Annual Tax (2024)
$1,738
Parcel #
PORT CHARLOTTE SEC87 BLK4646 LT 21 1058-271 2755/5

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec87 Blk4646 Lt 21 1058-271 2755/5
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,000 sqft
Paved
HOA
$120/yr

Price history

Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #A4705364
$120,000

Neighborhood

10526 Rainsville St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$841/mo
Principal & interest$626
Property taxes$145
Insurance$60
HOA$10
Down payment20% · $24,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$120,000

Time on market

31 days

Monthly payment

About $841/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,738 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Flood zone

Zone RSF 3.5

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byRE/MAX PALM REALTYListing agent: Bonnie Scates-CaudillListing data from Stellar MLS, MLS# A4705364.

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