4284 Oak Terrace Cir, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot5,299 sqft

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About this home

4284 Oak Terrace Cir is a home in Tree Tops At Ranger Point, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Discover a fantastic opportunity to build your dream home on this buildable 0.12-acre residential lot located at 4284 Oak Terrace Circle in Port Charlotte, Florida. Situated within the well-established Tree Tops At Ranger Point subdivision in Charlotte County, this parcel spans approximately 5,299 square feet, offering room to design a home that fits your vision. The lot benefits from convenient access via a paved road, streamlining the building process. Zoned RSF5 for single-family residential use, this property offers practical building potential. With no HOA to worry about, buyers have added flexibility and freedom in their build plans. This Port Charlotte lot presents an affordable entry point into one of Southwest Florida's fastest-growing communities, ideal for future homeowners or investors looking to secure land in a desirable and expanding area.

The essentials

On market
6 days
Annual tax
$410
Flood zone
AE
Lot
5,299 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$97/mo
Down payment (20%)
$2,200
Property taxes
$34/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
5,299 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
6
Flood Zone AE
Annual Tax (2025)
$410
Parcel #
402128180023

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tree Tops At Ranger Point
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
5,299 sqft

Price history

Date
Event
Price
10/4/2026
Listed for sale
Source: Stellar MLS #A4707041
$11,000

Neighborhood

4284 Oak Terrace Cir
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Calculator

Est. monthly payment
$97/mo
Principal & interest$57
Property taxes$34
Insurance$6
Down payment20% · $2,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$11,000

Time on market

6 days

Monthly payment

About $97/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $410 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byAUM FLORIDA REAL ESTATE LLCListing agent: Geoff ScaleraListing data from Stellar MLS, MLS# A4707041.

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