2607 Gulf City Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot12,375 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

2607 Gulf City Rd is a home in Manatee Harbor Sub, Ruskin. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

AMAZING RIVER-ADJACENT RUSKIN DEVELOPMENT OPPORTUNITY! Bring your boat; we’ve got the plans, and build your Florida dream home! NO HOA, NO HOA FEES, NO CDD FEES, AND NO DEED RESTRICTIONS! Located in Ruskin’s established Manatee Harbor area near the LITTLE MANATEE RIVER, this approximately 0.28-ACRE BUILDABLE HOMESITE offers the kind of freedom becoming increasingly difficult to find along Florida’s Gulf Coast. Whether you envision a custom primary residence, seasonal retreat, or simply a place where your boat, fishing gear, and outdoor lifestyle are welcome, this property provides the opportunity to create something entirely your own. For the boating and fishing enthusiast, the lifestyle begins with DEEDED ACCESS TO A PRIVATE NEIGHBORHOOD BOAT RAMP, providing convenient access to the Little Manatee River and surrounding Tampa Bay waterways. Skip the crowded public launches, keep the boat close to home, and spend more time fishing, boating, kayaking, exploring the river, or simply enjoying another day on the water. And this is more than simply vacant land. A PERMITTED POTABLE WATER WELL HAS ALREADY BEEN INSTALLED AND IS CURRENTLY CAPPED, providing a valuable head start toward future development. The seller is also including previously prepared home plans, while the site plan illustrates a proposed residence along with well, septic, and drainfield placement—giving the next owner a tangible starting point to bring their vision to life. The property offers paved road frontage, mature trees, an established residential setting, and a largely cleared area for planning your future homesite, with electrical service available in the area. What truly separates this opportunity is FREEDOM. No master-planned community dictating what your home must look like. No HOA dues. No CDD assessment. Instead, create a property reflecting the way YOU want to live, subject to applicable county building and zoning requirements. Then there is the location. Buyers searching for VACANT LAND FOR SALE IN RUSKIN, FLORIDA, a BUILDABLE LOT NEAR THE LITTLE MANATEE RIVER, or property with NO HOA AND PRIVATE BOAT-RAMP ACCESS will immediately understand what makes this homesite different. Enjoy the quieter, outdoors-oriented lifestyle of southern Hillsborough County while remaining ROUGHLY AN HOUR OR LESS, DEPENDING ON TRAFFIC AND DESTINATION, FROM TAMPA, TAMPA INTERNATIONAL AIRPORT, ST. PETERSBURG, SARASOTA, AND MANY OF FLORIDA’S WORLD-RENOWNED GULF COAST BEACHES. Enjoy convenient access to airports, employment, professional sports, dining, entertainment, shopping, and celebrated coastal destinations without surrendering the laid-back river lifestyle. Spend the morning launching the boat, the afternoon fishing the Little Manatee River, and the evening at a home designed around your needs rather than someone else’s rulebook. For the boater, angler, outdoorsman, or buyer seeking more freedom near Tampa Bay, opportunities like this are becoming harder to replace. THE LAND IS HERE. THE WATER ACCESS IS HERE. THE WELL IS ALREADY IN. THE PLANS ARE AVAILABLE. NOW BRING YOUR VISION AND BUILD THE FLORIDA LIFESTYLE YOU HAVE BEEN WAITING FOR! DO NOT LET THIS UNIQUE GULF CITY ROAD OPPORTUNITY SAIL OFF WITHOUT YOU—CALL TODAY!

The essentials

On market
3 days
Annual tax
$1,154
Flood zone
AE
Lot
12,375 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$438/mo
Down payment (20%)
$11,980
Property taxes
$96/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
12,375 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
3
Elementary
Ruskin-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$1,154
Parcel #
U-12-32-18-192-B00000-00014.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Manatee Harbor Sub
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
12,375 sqft
BuildableClearedFlood Plain/Bottom LandLevelMay Need To be FilledNear Public TransitRuralPavedUnincorporated

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #A4708092
$59,900+84.3%
12/17/2004
Sold
Source: Hillsborough County Public Record
$32,500

Neighborhood

2607 Gulf City Rd
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Calculator

Est. monthly payment
$439/mo
Principal & interest$312
Property taxes$96
Insurance$30
Down payment20% · $11,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$59,900

Time on market

3 days

Monthly payment

About $438/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,154 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byKW SUNCOASTListing agent: Matthew Sharp, PAListing data from Stellar MLS, MLS# A4708092.

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