2395 Harbor Blvd #310, photo 1
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Overview

2 bd2 ba1,044 sqftCondominium
TypeCondominium
HOANone listed
Built1984
Lot1,044 sqft
Living area1,044 sqft
Price / sqft$96

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About this home

Ceiling Fans(s)Window TreatmentsHurricane ShuttersLightingClubhousePoolDishwasherDryer

2395 Harbor Blvd #310 is a 1984-built home in Vel Gardens Condo, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,044 square feet of living space. Listed at $99,900 (about $96/sqft), 384 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

2 bedroom, 2 bath condo in Vel Gardens, a 55+ community built for easy, low-maintenance living. Perched on the top floor with elevator access, this home pairs comfort with peace of mind: newer bamboo flooring, a 2020 A/C system, 2023 water heater, newer appliances, and a brand-new metal roof in 2025. Hurricane shutters protect windows, with electric openers on the lanai and primary bedroom for effortless security. The kitchen offers drawer-base cabinets and in-unit laundry, while the spacious primary suite features a walk-in closet, private bath with walk-in shower, and sliders leading directly to the lanai-the perfect place to enjoy a morning coffee or evening sunset. The living room also extends to this private outdoor space, complete with extra storage. Unit is complete with assigned covered parking spot. Beyond your door, Vel Gardens invites you to enjoy its heated, screened-in pool and active clubhouse, ideal for both relaxation and social connection. The community is conveniently located near shopping centers, restaurants, medical facilities, golf courses, and year-round entertainment options, making it easy to balance leisure and convenience. Ideally positioned in Southwest Florida, Port Charlotte sits just north of Fort Myers, south of Sarasota, and west of Orlando-offering access to three major international airports plus the region’s best-kept secret, Punta Gorda Airport. Whether you’re traveling or welcoming visitors, access is always straightforward. This move-in ready condo truly offers the best of comfort, location, and community in the heart of Charlotte County.

The essentials

Built
1984
Price / sqft
$96
On market
385 days
Annual tax
$859
Flood zone
X500 · Low risk
Lot
1,044 sqft
Type
Condominium

At a glance

Condo
3 stories · 1984
Community pool
Shared amenity
Assigned parking
1,044 sqft
Living area

Payment

Est. monthly payment
$643/mo
Down payment (20%)
$19,980
Property taxes
$72/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1984
Lot
1,044 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Days on Market
385
Ceiling Fans(s)
Window Treatments
Hurricane Shutters
Lighting
Clubhouse
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X500
Annual Tax (2024)
$859
Parcel #
402215801073

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Vel Gardens Condo
County
Charlotte
MLS Area
33952 - Port Charlotte
Lot Size
1,044 sqft

Price history

Date
Event
Price
7/14/2026
Price change
Source: Stellar MLS #C7515049
$99,900-11.5%
$96/sqft
-
Price change
Source: Stellar MLS #C7515049
$112,900-22.1%
$108/sqft
9/19/2025
Listed for sale
Source: Stellar MLS #C7515049
$144,900
$139/sqft

Neighborhood

2395 Harbor Blvd #310
Port Charlotte, FL, 33952 · 33952 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $99,900
$94,000 – $99,900
93.6% – 100% of listTops out right at the list price
80% of listList price
18 of the last 34 condo closings in 33952 landed at this number or higher (53%). The median one sat 72 days before it went under contract, and this one is on day 385 after a $45,000 cut.

Sample: 34 closed condo sales in 33952 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$643/mo
Principal & interest$521
Property taxes$72
Insurance$50
Down payment20% · $19,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$99,900

$96 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,044 sq ft

Time on market

385 days

Year built

1984

Monthly payment

About $643/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $859 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byRE/MAX HARBOR REALTYListing agent: Milan FiserListing data from Stellar MLS, MLS# C7515049.

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