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About this home
2395 Harbor Blvd #310 is a 1984-built home in Vel Gardens Condo, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,044 square feet of living space. Listed at $99,900 (about $96/sqft), 384 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.
2 bedroom, 2 bath condo in Vel Gardens, a 55+ community built for easy, low-maintenance living. Perched on the top floor with elevator access, this home pairs comfort with peace of mind: newer bamboo flooring, a 2020 A/C system, 2023 water heater, newer appliances, and a brand-new metal roof in 2025. Hurricane shutters protect windows, with electric openers on the lanai and primary bedroom for effortless security. The kitchen offers drawer-base cabinets and in-unit laundry, while the spacious primary suite features a walk-in closet, private bath with walk-in shower, and sliders leading directly to the lanai-the perfect place to enjoy a morning coffee or evening sunset. The living room also extends to this private outdoor space, complete with extra storage. Unit is complete with assigned covered parking spot. Beyond your door, Vel Gardens invites you to enjoy its heated, screened-in pool and active clubhouse, ideal for both relaxation and social connection. The community is conveniently located near shopping centers, restaurants, medical facilities, golf courses, and year-round entertainment options, making it easy to balance leisure and convenience. Ideally positioned in Southwest Florida, Port Charlotte sits just north of Fort Myers, south of Sarasota, and west of Orlando-offering access to three major international airports plus the region’s best-kept secret, Punta Gorda Airport. Whether you’re traveling or welcoming visitors, access is always straightforward. This move-in ready condo truly offers the best of comfort, location, and community in the heart of Charlotte County.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$99,900
$96 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,044 sq ft
Time on market
385 days
Year built
1984
Monthly payment
About $643/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $859 annual tax bill, insurance.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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