8864 Bay St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot5,000 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Beach AreaGolf Carts OK

8864 Bay St is a home in Gasparilla Shores, Placida. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to the kind of ISLAND LIFESTYLE most people only experience on vacation — except this time, it can be yours to build. On the secluded shores of Little Gasparilla Island, this 100’ x 50’ cleared and build-ready lot offers the rare opportunity to create your custom retreat on a bridge-less barrier island accessible only by boat. Tucked near the end of Bay Street and framed by palm trees, the setting feels serene, peaceful, and perfectly positioned for true coastal living. Enjoy convenient bay access just steps away at the community dock (available with a low annual HOA cost) and take a short stroll to the epic beach access for miles of unspoiled Gulf shoreline. Here, you truly experience gulf-to-bay living - sunrise over the bay, sunset over the Gulf - all in one extraordinary location. This golf-cart-friendly community embraces a slower pace where neighbors wave, shelling is a daily ritual, and memories are measured in boat rides, fishing trips, and barefoot beach walks. No bridges. No traffic lights. Just island air and endless horizon. If you’ve been waiting for the right canvas to design your dream home in a setting that feels worlds away — this is your chance to claim your piece of island paradise and start living the life others only dream about.

The essentials

On market
225 days
Annual tax
$733
Flood zone
AE
Lot
5,000 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$547/mo
Down payment (20%)
$17,000
Property taxes
$61/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
5,000 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
225
Beach Area
Golf Carts OK
Flood Zone AE
Annual Tax (2025)
$733
Parcel #
422015353014

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gasparilla Shores
County
Charlotte
MLS Area
33946 - Placida
Lot Size
5,000 sqft
BuildableClearedLevel

Price history

Date
Event
Price
2/26/2026
Listed for sale
Source: Stellar MLS #C7522485
$85,000

Neighborhood

8864 Bay St
Placida, FL, 33946 · 33946 - Placida

Calculator

Est. monthly payment
$547/mo
Principal & interest$443
Property taxes$61
Insurance$43
Down payment20% · $17,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$85,000

Time on market

225 days

Monthly payment

About $547/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $733 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byPARADISE EXCLUSIVE INCListing agent: Tawnya HileListing data from Stellar MLS, MLS# C7522485.

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