21150 Gertrude Ave #H6, photo 1
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Overview

1 bd1 ba550 sqftVilla
TypeVilla
HOA$250.88/mo
Built1978
Lot550 sqft
Living area550 sqft
Price / sqft$173

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About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboRain GuttersSidewalkClubhouseCommunity MailboxDeed RestrictionsSidewalks

21150 Gertrude Ave #H6 is a 1978-built home in Sunshine Villas Bldg H, Port Charlotte. Inside you'll find 1 bedrooms, 1 bathrooms, and 550 square feet of living space. Listed at $95,000 (about $173/sqft), 220 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250.88 monthly.

From the listing

Welcome to Sunshine Villas HOA! This home is the perfect opportunity to be your home, seasonal villa or investment. Located in the heart of Port Charlotte, near shops, hospitals, and restaurants! The Sunshine Villas community is ever improving, plans are made to become a gated community in 2026, fiber internet will also be available in 2026. The community as a whole is NOT in a flood zone, HOA reserves are well funded with no special assessments in sight. The unit includes appliances, including newer water heater!

The essentials

Built
1978
Price / sqft
$173
On market
220 days
Annual tax
$1,790
HOA
$250.88/mo
Flood zone
X · Low risk
Lot
550 sqft
Type
Villa

At a glance

Payment

Est. monthly payment
$943/mo
Down payment (20%)
$19,000
Property taxes
$149/mo
HOA
$250.88/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1978
Lot
550 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
220
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Sidewalks
Electric Water Heater
Range
Range Hood
Refrigerator
Flood Zone x
Annual Tax (2025)
$1,790
Parcel #
402215726044

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunshine Villas Bldg H
County
Charlotte
MLS Area
33952 - Port Charlotte
Lot Size
550 sqft
HOA
$250.88/mo
Dominick Beltran

Price history

Date
Event
Price
3/4/2026
Listed for sale
Source: Stellar MLS #C7523174
$95,000
$173/sqft

Neighborhood

21150 Gertrude Ave #H6
Port Charlotte, FL, 33952 · 33952 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $95,000
$90,000 – $95,000
95% – 100% of listTops out right at the list price
80% of listList price
7 of the last 13 townhouse or villa closings in Port Charlotte landed at this number or higher (54%). The median one sat 47 days before it went under contract, and this one is on day 220.

Sample: 13 closed townhouse or villa sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$943/mo
Principal & interest$495
Property taxes$149
Insurance$48
HOA$251
Down payment20% · $19,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$95,000

$173 per sq ft

Beds and baths

1 beds, 1 baths

Size

550 sq ft

Time on market

220 days

Year built

1978

Monthly payment

About $943/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,790 annual tax bill, insurance, and the $250.88/mo HOA fee.

HOA fee

$250.88/mo

Managed by Dominick Beltran.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PALM REALTYListing agent: Dominick BeltranListing data from Stellar MLS, MLS# C7523174.

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