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Overview

4 bd4 ba4,210 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot19,383 sqft
Living area4,210 sqft
Price / sqft$475
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsSolid Wood CabinetsSplit BedroomStone CountersThermostatTray Ceiling(s)Walk-in Closet(s)

1443 Surfbird CT is a 2004-built home in Punta Gorda Isles Sec 14, Punta Gorda. Inside you'll find 4 bedrooms, 4 bathrooms, and 4,210 square feet of living space. Listed at $1,998,000 (about $475/sqft), 209 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Situated on a rare double lot in the highly sought-after Punta Gorda Isles waterfront community, this custom-built, single-story residence offers an exceptional blend of space, luxury, and boating convenience. With 4 bedrooms and 3.5 bathrooms, the thoughtfully designed layout provides generous living areas ideal for both everyday comfort and entertaining. The heart of the home is the large, well-appointed kitchen, offering ample counter space, abundant cabinetry, and an open flow into the main living and dining areas—perfect for gathering with family and friends. Step outside to an expansive lanai and outdoor living space designed to capture the best of Florida living. Enjoy a self-cleaning pool and spa, along with a fully equipped outdoor kitchen, creating the ultimate setting for relaxing or hosting guests year-round. Boaters will appreciate the **quick access to open water—just a couple minutes by boat—**making spontaneous days on the water effortless. Inside, hurricane impact windows and doors provide both peace of mind and energy efficiency. Spread across two oversized lots, the property offers additional privacy, extra yard space, and a rare sense of openness not often found in waterfront homes.This exceptional Punta Gorda property combines custom craftsmanship, expansive indoor-outdoor living, and premier boating access, delivering the ideal Southwest Florida lifestyle. The roof was replaced in 2024 and just got a new water heater. The dock has tide slides and has been dredged to accommodate larger boats w 85' of dock. The Decor built in-fridge was recently added.

The essentials

Built
2004
Price / sqft
$475
On market
209 days
Annual tax
$17,883
Flood zone
AE
Lot
19,383 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Driveway
0.45 acres
Lot size

Payment

Est. monthly payment
$12,909/mo
Down payment (20%)
$399,600
Property taxes
$1,490/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
19,383 sqft
Cooling
Central Air, Humidity Control, Zoned
Heating
Electric, Zoned
Parking
Driveway, Garage Door Opener, Garage Faces Side, Off Street
Pool
Gunite, Heated, In Ground, Self Cleaning, Solar Heat
Waterfront
Canal - Saltwater
Days on Market
209
Ceiling Fans(s)
High Ceilings
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Garden
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Mailbox
Rain Gutters
Storage
Deed Restrictions
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Kitchen Reverse Osmosis System
Microwave
Refrigerator
Washer
Water Filtration System
Water Purifier
Water Softener
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$17,883
Parcel #
412224453003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 14
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
19,383 sqft

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #C7523378
$1,998,000-9.1%
$475/sqft
-
Price change
Source: Stellar MLS #C7523378
$2,199,000-7.4%
$522/sqft
3/15/2026
Listed for sale
Source: Stellar MLS #C7523378
$2,375,000
$564/sqft

Neighborhood

1443 Surfbird CT
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $1,998,000
$1.94M – $2.00M
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 274 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 209 after a $377,000 cut.

Sample: 274 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$12,910/mo
Principal & interest$10,420
Property taxes$1,490
Insurance$999
Down payment20% · $399,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,998,000

$475 per sq ft

Beds and baths

4 beds, 4 baths

Size

4,210 sq ft

Time on market

209 days

Year built

2004

Monthly payment

About $12,909/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,883 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byREALTY ONE GROUP MVPListing agent: Greg ParkinsonListing data from Stellar MLS, MLS# C7523378.

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