12232-12234 Newgate Ave, photo 1
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Overview

6 bd4 ba2,364 sqft2 car garageDuplex
TypeDuplex
HOANone listed
Built2026
Lot10,533 sqft
Living area2,364 sqft
Price / sqft$190
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PORT CHARLOTTE SEC 095
Type
Duplex

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Primary Bedroom Main FloorRain Gutters

12232-12234 Newgate Ave is a 2026-built home in Port Charlotte Sec 095, Port Charlotte. Inside you'll find 6 bedrooms, 4 bathrooms, and 2,364 square feet of living space. Listed at $449,900 (about $190/sqft), 145 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This brand-new duplex by Panther Construction offers a prime opportunity for investors seeking a high-quality, low-maintenance income property. Each unit features 1,182 square feet of well-designed living space along with a private one-car garage. Built with durability and long-term performance in mind, the property includes hurricane-impact windows and a roof with rain and ice underlayment, helping reduce future maintenance costs and insurance concerns. Inside, each unit is finished with desirable features that attract and retain tenants, including quartz countertops, stainless steel appliances, MOEN fixtures, and high ceilings that enhance the overall space. The three-panel sliding glass door provide added living area and outdoor appeal. Exterior upgrades such as a brick paver driveway and strong curb appeal, supporting rental value and tenant interest.

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The essentials

Built
2026
Price / sqft
$190
On market
194 days
Annual tax
$871
Flood zone
X · Low risk
Lot
10,533 sqft
Type
Duplex

At a glance

Multi-family
Built 2026
2 car garage
Driveway
10,533 sqft lot
Lot size
2,364 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,644/mo
Down payment (20%)
$89,980
Property taxes
$73/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
2026
Lot
10,533 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Days on Market
194
Primary Bedroom Main Floor
Rain Gutters
Flood Zone X
Annual Tax (2025)
$871
Parcel #
412106182012

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 095
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,533 sqft

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #C7524122
$449,900-7.2%
$190/sqft
-
Price change
Source: Stellar MLS #C7524122
$485,000-3.0%
$205/sqft
3/30/2026
Listed for sale
Source: Stellar MLS #C7524122
$499,900
$211/sqft

Neighborhood

12232-12234 Newgate Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $449,900
$430,000 – $449,900
95.7% – 100% of listTops out right at the list price
80% of listList price
231 of the last 457 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 194 after a $50,000 cut.

Sample: 457 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,644/mo
Principal & interest$2,346
Property taxes$73
Insurance$225
Down payment20% · $89,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,900

$190 per sq ft

Beds and baths

6 beds, 4 baths

Size

2,364 sq ft

Time on market

194 days

Year built

2026

Monthly payment

About $2,644/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $871 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPANTHER MANAGEMENTListing agent: Mariana Ruiz VallejoListing data from Stellar MLS, MLS# C7524122.

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