

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PORT CHARLOTTE SEC 095
- Type
- Duplex
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
12232-12234 Newgate Ave is a 2026-built home in Port Charlotte Sec 095, Port Charlotte. Inside you'll find 6 bedrooms, 4 bathrooms, and 2,364 square feet of living space. Listed at $449,900 (about $190/sqft), 145 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
This brand-new duplex by Panther Construction offers a prime opportunity for investors seeking a high-quality, low-maintenance income property. Each unit features 1,182 square feet of well-designed living space along with a private one-car garage. Built with durability and long-term performance in mind, the property includes hurricane-impact windows and a roof with rain and ice underlayment, helping reduce future maintenance costs and insurance concerns. Inside, each unit is finished with desirable features that attract and retain tenants, including quartz countertops, stainless steel appliances, MOEN fixtures, and high ceilings that enhance the overall space. The three-panel sliding glass door provide added living area and outdoor appeal. Exterior upgrades such as a brick paver driveway and strong curb appeal, supporting rental value and tenant interest.
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$449,900
$190 per sq ft
Beds and baths
6 beds, 4 baths
Size
2,364 sq ft
Time on market
194 days
Year built
2026
Monthly payment
About $2,644/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $871 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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