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Overview

3 bd2 ba1,744 sqft2 car garageSingle Family
TypeSingle Family
HOA$377.26/qtr
Built2020
Lot7,993 sqft
Living area1,744 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorStone CountersWindow TreatmentsHurricane ShuttersRain GuttersSidewalk

25292 E Lenox Cir is a 2020-built home in Waterford Estates Ph 2b & 2c, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,744 square feet of living space. Listed at $315,000 (about $181/sqft), 172 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $377.26 quarterly.

From the listing

PUNTA GORDA, FL - Welcome to effortless Florida living in the highly desirable Waterford Estates community of Punta Gorda. This beautifully maintained 3-bedroom, 2-bath home features the popular Eastham floor plan, thoughtfully designed for both comfort and everyday functionality. Positioned on a deep homesite, this property offers a large kitchen with a nice breakfast nook area overlooking the front of the home —creating the perfect setting for morning coffee or relaxed, everyday dining. The spacious front kitchen is truly the heart of the home, featuring generous cabinetry, ample prep space, quartz countertops, and stainless-steel appliances, all complemented by a bright, open feel. Pride of ownership is evident throughout, with tasteful landscaping enhancing the home’s curb appeal and a list of valuable upgrades already in place. Enjoy peace of mind with a brand-new roof (2025), plus added conveniences including screened-in front entry, screened-in back covered lanai, gutters, hurricane shutters, a water softener system, and a reverse osmosis system in the kitchen for high-quality drinking water. The primary suite is complete with upgraded shower doors in the master bath, adding a polished touch to the space. For peace of mind, this home also COMES WITH A 1 YEAR HOME WARRANTY ON THE AC SYSTEM AND ALL APPLIANCES. Beyond the home itself, a rare financial opportunity awaits—this property offers a 2.625% VA ASSUMABLE MORTGAGE FOR A QUALIFIED BUYER, a standout advantage in today’s market. Located within Waterford Estates, residents enjoy a gated community with resort-style amenities, including a clubhouse complete with kitchen, all purpose room, card room and billiard room, two resort style pools, fitness center, pickleball courts, bocce ball courts, walking path, and more. One of the standout lifestyle perks of this home is its location within a golf cart-friendly community—with access to streets that allow street-ready golf carts—making it easy and fun to cruise through the neighborhood or take a short ride toward nearby shopping, dining, and downtown Punta Gorda. This is more than just a home—it’s a smart move, a peaceful setting, and a lifestyle you’ll love!

The essentials

Built
2020
Price / sqft
$181
On market
172 days
Annual tax
$4,344
HOA
$377.26/qtr
Flood zone
AE
Lot
7,993 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Community pool
Fitness center too
2 car garage
7,993 sqft lot
Lot size
1,744 sqft
Living area

Payment

Est. monthly payment
$2,288/mo
Down payment (20%)
$63,000
Property taxes
$362/mo
HOA
$377.26/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
7,993 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
172
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Stone Counters
Window Treatments
Hurricane Shutters
Rain Gutters
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Softener
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$4,344
Parcel #
412308228021

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford Estates Ph 2b & 2c
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
7,993 sqft
HOA
$377.26/qtr
SWFL CAM SERVICES

Price history

Date
Event
Price
9/7/2026
Price change
Source: Stellar MLS #C7525171
$315,000-1.6%
$181/sqft
-
Price change
Source: Stellar MLS #C7525171
$320,000-1.5%
$183/sqft
4/21/2026
Listed for sale
Source: Stellar MLS #C7525171
$325,000
$186/sqft

Neighborhood

25292 E Lenox Cir
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$305,000 – $315,000
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 274 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 172 after a $10,000 cut.

Sample: 274 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,288/mo
Principal & interest$1,643
Property taxes$362
Insurance$158
HOA$126
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$181 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,744 sq ft

Time on market

172 days

Year built

2020

Monthly payment

About $2,288/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,344 annual tax bill, insurance, and the $377.26/qtr HOA fee.

HOA fee

$377.26/qtr

Managed by SWFL CAM SERVICES.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Nancy WeberListing data from Stellar MLS, MLS# C7525171.

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