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Overview

2 bd2 ba1,191 sqft2 car garageVilla
TypeVilla
HOA$670/qtr
Built1999
Lot5,803 sqft
Living area1,191 sqft
Price / sqft$218
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Window Treatments

1264 Red Oak Ln is a 1999-built home in Heritage Oak Park, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,191 square feet of living space. Listed at $259,900 (about $218/sqft), 122 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $670 quarterly.

From the listing

Welcome to popular gated Heritage Oak Park! Built around all the native oak trees with tree lined streets, you feel like you are in the country, yet conveniently located close to shopping, restaurants, medical facilities & only a short drive to the beach. This well-maintained villa shows pride of ownership & boasts 2 bedrooms, 2 full baths, bonus room/den & large 2 car garage. Villa has an inviting screened front porch to enjoy your morning coffee. As you enter thru the front door into the large great room you will see that it opens to the kitchen which makes it a perfect setting for entertaining. Volume 9' 4' ceilings thru-out villa makes it feel even larger. Kitchen has breakfast bar, closet pantry, & is totally equipped with all the appliances. Roomy master bedroom w/large walk-in closet, & ensuite master bath w/dual sinks & walk-in shower. Split Floorplan w/2nd bedroom and bath on other side of villa for privacy. Laundry area is in the garage w/new washer & dryer. Garage has laundry tub, screen doors for ventilation, newer A/C-Heat in 2020, & water heater in 2017. Other features inc. laminate floors in great room & den, tile floor on the front porch, ceiling fans thru-out, window treatments thru-out, & more. Truly move in condition! Short walk to the clubhouse/pool! Heritage Oak Park is an active gated community with an activity's director on staff planning many activities for your enjoyment. Community offers many amenities inc. a large clubhouse, heated pool, tennis courts, pickle ball, bocce ball, shuffleboard, horseshoes, lending library & billiard's room & is a pet friendly community! Not in flood zone.

The essentials

Built
1999
Price / sqft
$218
On market
141 days
Annual tax
$5,670
HOA
$670/qtr
Flood zone
X · Low risk
Lot
5,803 sqft
Type
Villa

At a glance

Villa
Built 1999
Community pool
Fitness center too
2 car garage
Driveway
5,803 sqft lot
Lot size
1,191 sqft
Living area

Payment

Est. monthly payment
$2,181/mo
Down payment (20%)
$51,980
Property taxes
$472/mo
HOA
$670/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1999
Lot
5,803 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
141
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,670
Parcel #
402208256023

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Oak Park
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
5,803 sqft
Corner LotIn CountyLandscapedPaved
HOA
$670/qtr
Inframark/Jara Owens

Price history

Date
Event
Price
5/22/2026
Listed for sale
Source: Stellar MLS #C7526452
$259,900
$218/sqft

Neighborhood

1264 Red Oak Ln
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $259,900
$247,500 – $259,900
95% – 100% of listTops out right at the list price
80% of listList price
7 of the last 13 townhouse or villa closings in Port Charlotte landed at this number or higher (54%). The median one sat 47 days before it went under contract, and this one is on day 141.

Sample: 13 closed townhouse or villa sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,181/mo
Principal & interest$1,355
Property taxes$472
Insurance$130
HOA$223
Down payment20% · $51,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$259,900

$218 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,191 sq ft

Time on market

141 days

Year built

1999

Monthly payment

About $2,181/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,670 annual tax bill, insurance, and the $670/qtr HOA fee.

HOA fee

$670/qtr

Managed by Inframark/Jara Owens.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Barb Mc HenryListing data from Stellar MLS, MLS# C7526452.

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