1512 Rio DE Janeiro Ave #428, photo 1
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Overview

3 bd2 ba1,265 sqftCondominium
TypeCondominium
HOANone listed
Built1993
Living area1,265 sqft
Price / sqft$123

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)

1512 Rio DE Janeiro Ave #428 is a 1993-built home in Regency, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,265 square feet of living space. Listed at $155,000 (about $123/sqft), 114 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

TURNKEY READY! Enjoy breathtaking lake views from this light-filled second-floor corner condo located in the highly desirable, deed-restricted community of Regency at Deep Creek. This nicely maintained 3-bedroom, 2-bath residence offers spectacular water views from the kitchen, great room, lanai, and spacious primary suite. The thoughtfully designed open floor plan features a split-bedroom layout, creating both comfort and privacy. High, vaulted ceilings, planter shelving and tile flooring throughout enhance the bright and airy feel of the home. The kitchen is both stylish and functional, with white cabinetry, a pantry closet, double sink, and breakfast bar that flows seamlessly into the dining area and great room—perfect for everyday living and entertaining. The spacious primary suite offers private access to the lanai, where you can relax and take in serene lake views. It also features a large walk-in closet and an ensuite bathroom with an oversized walk-in shower. Two additional bedrooms provide plenty of space for family or guests, and the guest bathroom includes a tub/shower combination. The screened lanai offers the perfect place to unwind while enjoying the peaceful waterfront setting. The home also includes an inside laundry room for added convenience. This unit comes with a covered parking space, along with additional guest parking. Residents of Regency enjoy access to a screened, heated community pool and a well-maintained, welcoming environment. Ideally located just minutes from golf courses, shopping, dining, entertainment, and I-75, this home is also a short drive to waterfront parks, fishing piers, and medical facilities. This move-in-ready condo offers the perfect combination of comfort, style, and location—an exceptional opportunity to enjoy Florida living at its best. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

The essentials

Built
1993
Price / sqft
$123
On market
114 days
Annual tax
$3,522
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1993
Waterfront
Lake Front
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space

Payment

Est. monthly payment
$1,179/mo
Down payment (20%)
$31,000
Property taxes
$294/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1993
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Covered, Guest
Waterfront
Lake Front
Days on Market
114
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Balcony
Lighting
Rain Gutters
Deed Restrictions
Pool
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,522
Parcel #
402309778032

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Regency
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
-
In CountyLandscapedNear Golf CoursePaved

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #C7527502
$155,000-8.3%
$123/sqft
-
Price change
Source: Stellar MLS #C7527502
$169,000-6.1%
$134/sqft
6/18/2026
Listed for sale
Source: Stellar MLS #C7527502
$180,000
$142/sqft

Neighborhood

1512 Rio DE Janeiro Ave #428
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $155,000
$150,000 – $155,000
97.3% – 100% of listTops out right at the list price
80% of listList price
18 of the last 35 condo closings in 33983 landed at this number or higher (51%). The median one sat 110 days before it went under contract, and this one is on day 114 after a $25,000 cut.

Sample: 35 closed condo sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,179/mo
Principal & interest$808
Property taxes$294
Insurance$78
Down payment20% · $31,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$155,000

$123 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,265 sq ft

Time on market

114 days

Year built

1993

Monthly payment

About $1,179/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,522 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byMARINA PARK REALTY LLCListing agent: Brian ZieglerListing data from Stellar MLS, MLS# C7527502.

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