7196 N Plum Tree #321, photo 1
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Overview

3 bd2 ba1,457 sqftCondominium
TypeCondominium
HOA$578.67/mo
Built2006
Lot46,454 sqft
Living area1,457 sqft
Price / sqft$116

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboStone CountersVaulted Ceiling(s)Walk-in Closet(s)Window TreatmentsRain GuttersCommunity Mailbox

7196 N Plum Tree #321 is a 2006-built home in Plum Crk, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,457 square feet of living space. Listed at $169,000 (about $116/sqft), 97 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $578.67 monthly.

From the listing

Virtually Staged. Buyer did not qualify for mortgage. Back to market. This second-floor end-unit residence stands apart with additional windows, abundant natural light, vaulted ceilings, and the privacy of a peaceful tree-lined lanai view. Located in an intimate building of just 12 residences within the deed-restricted community of Burnt Store Meadows, it offers a quieter setting than many larger condominium communities while remaining close to everything you love about Punta Gorda . >>With 1,457 square feet, this thoughtfully designed home features 3 bedrooms, 2 bathrooms, and an open floor plan that feels even larger thanks to the vaulted ceilings and bright interior. As a top-floor residence, you'll also enjoy the added benefit of no neighbors living above you. Extra windows in both the kitchen and living room, available only in an end unit, bring natural light into the heart of the home throughout the day. The kitchen is designed with granite countertops, stainless steel appliances, a breakfast bar, and a cheerful breakfast nook. The adjoining dining and living areas lead to the screened lanai, where eastern exposure and a private backdrop of mature trees create the perfect setting to enjoy your morning coffee. The primary bedroom offers a walk-in closet, dual sinks, and a walk-in shower. Two additional bedrooms provide flexibility for guests, hobbies, or a home office, while the interior laundry room adds convenience to daily living. RECENT UPDATES include fresh interior paint throughout and a new water heater, allowing the next owner to focus on enjoying their new home instead of tackling projects. Residents enjoy assigned parking, a community pool, and the relaxed atmosphere of a smaller neighborhood. The HOA provides excellent everyday value by including water, sewer, exterior maintenance, exterior pest control, professional management, and reserves. Ideally located just minutes from US-41, I-75, shopping, restaurants, golf, downtown Punta Gorda, and Fishermen's Village, this home combines everyday convenience with the peaceful surroundings that make Burnt Store Meadows a desirable place to live. For buyers comparing multiple condominiums, this home stands out for the qualities that are difficult to add later: more natural light, greater privacy, no upstairs neighbors, the welcoming feel of a smaller community, and the value of a well-managed, low-maintenance lifestyle.

The essentials

Built
2006
Price / sqft
$116
On market
97 days
Annual tax
$2,943
HOA
$578.67/mo
Flood zone
X · Low risk
Lot
46,454 sqft
Type
Condominium

At a glance

Condo
Built 2006
Community pool
Shared amenity
1,457 sqft
Living area

Payment

Est. monthly payment
$1,789/mo
Down payment (20%)
$33,800
Property taxes
$245/mo
HOA
$578.67/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2006
Lot
46,454 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
97
Ceiling Fans(s)
Living Room/Dining Room Combo
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Rain Gutters
Community Mailbox
Pool
Dishwasher
Dryer
Microwave
Range
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,943
Parcel #
412328876007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Plum Crk
County
Charlotte
MLS Area
33955 - Punta Gorda
Lot Size
46,454 sqft
HOA
$578.67/mo
Star Hospitality Mgnt Paul Ruzzano

Price history

Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #C7528113
$169,000-6.1%
$116/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #C7528113
$180,000
$124/sqft

Neighborhood

7196 N Plum Tree #321
Punta Gorda, FL, 33955 · 33955 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $169,000
$162,500 – $169,000
96% – 100% of listTops out right at the list price
80% of listList price
22 of the last 43 condo closings in 33955 landed at this number or higher (51%). The median one sat 63 days before it went under contract, and this one is on day 97 after a $11,000 cut.

Sample: 43 closed condo sales in 33955 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,790/mo
Principal & interest$881
Property taxes$245
Insurance$85
HOA$579
Down payment20% · $33,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$169,000

$116 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,457 sq ft

Time on market

97 days

Year built

2006

Monthly payment

About $1,789/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,943 annual tax bill, insurance, and the $578.67/mo HOA fee.

HOA fee

$578.67/mo

Managed by Star Hospitality Mgnt Paul Ruzzano.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byTIME REALTY SERVICES, INC.Listing agent: Della BoothListing data from Stellar MLS, MLS# C7528113.

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