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Overview

4 bd2 ba1,808 sqft3 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built2026
Lot9,580 sqft
Living area1,808 sqft
Price / sqft$178
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PUNTA GORDA ISLES
Type
Single Family Residence

True monthly carry

HOA
~$21/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)LightingSidewalkDishwasher

16107 Minorca Dr is a 2026-built home in Punta Gorda Isles, Punta Gorda. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,808 square feet of living space. Listed at $321,990 (about $178/sqft), 64 days on market. Flood zone D - confirm flood insurance requirements with your lender. HOA runs $250 annually.

From the listing

Under Construction. Discover modern living with the Biscayne Plan a charming single-story home. The open design seamlessly connects the Living, Dining, and Kitchen areas. The chef’s dream kitchen features sophisticated cabinetry, elegant quartz countertops, and stainless steel appliances, including a smooth-top range, microwave hood, and dishwasher. The expansive primary suite offers a private bath with dual vanity sinks and a spacious walk-in closet. With three additional bedrooms, a whole secondary bath, and a THREE-CAR GARAGE, this home is perfect.. Energy-efficient Low-E insulated dual-pane vinyl windows and a one-year limited warranty ensure comfort and peace of mind. Punta Gorda is a hidden gem along the Gulf Coast, offering a tranquil and vibrant lifestyle with a perfect balance of natural beauty, small-town charm, and modern amenities. With its picturesque waterfront views, Punta Gorda is ideal for those who enjoy outdoor activities. It offers easy access to boating, fishing, and sailing on Charlotte Harbor, one of the largest natural harbors in Florida. Pricing shown reflects available seller incentives when financing is obtained through the seller’s preferred lender. Terms and conditions apply.

The essentials

Built
2026
Price / sqft
$178
On market
81 days
Annual tax
$627
HOA
$250/yr
Flood zone
D
Lot
9,580 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
Driveway
9,580 sqft lot
Lot size
1,808 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,913/mo
Down payment (20%)
$64,398
Property taxes
$52/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,580 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
81
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Dishwasher
Electric Water Heater
Microwave
Range
Elementary
East Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone D
Annual Tax (2025)
$627
Parcel #
422329202002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles
County
Charlotte
MLS Area
33955 - Punta Gorda
Lot Size
9,580 sqft
HOA
$250/yr
Compass Rose Mangement/Adnita Perez

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #C7528568
$321,990-4.5%
$178/sqft
7/20/2026
Listed for sale
Source: Stellar MLS #C7528568
$336,990
$186/sqft

Neighborhood

16107 Minorca Dr
Punta Gorda, FL, 33955 · 33955 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $321,990
$312,500 – $321,990
97.2% – 100% of listTops out right at the list price
80% of listList price
121 of the last 240 home closings in 33955 landed at this number or higher (50%). The median one sat 55 days before it went under contract, and this one is on day 81 after a $15,000 cut.

Sample: 240 closed home sales in 33955 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,913/mo
Principal & interest$1,679
Property taxes$52
Insurance$161
HOA$21
Down payment20% · $64,398
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$321,990

$178 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,808 sq ft

Time on market

81 days

Year built

2026

Monthly payment

About $1,913/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $627 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by Compass Rose Mangement/Adnita Perez.

Flood zone

Zone D

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byWJH BROKERAGE FL LLCListing agent: Octavia ValenciaListing data from Stellar MLS, MLS# C7528568.

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