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Overview

3 bd2 ba1,686 sqft1 car garageSingle Family
TypeSingle Family
HOA$75/yr
Built1980
Lot9,999 sqft
Living area1,686 sqft
Price / sqft$255
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersWalk-in Closet(s)Window Treatments

5226 Neville Ter is a 1980-built home in Port Charlotte Sec 054, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,686 square feet of living space. Listed at $430,000 (about $255/sqft), 80 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $75 annually.

From the listing

WATERFRONT LIVING WITH NO BRIDGES! Enjoy deep-water access to the Myakka River in less than a minute, with easy boating to Charlotte Harbor and the Gulf of America. The Myakka River also offers wonderful opportunities for fishing and enjoying Southwest Florida's natural beauty. This boater's paradise features a composite dock, a lower landing dock (installed in April 2021) and a 10,000-lb covered boatlift with remote control, also installed in April 2021. This 3-bedroom, 2-bath home with an attached garage is ready for your personal touches. Major updates include a new roof, replacement of half the seawall (2024), water heater (2024) and garage door with opener (2019), along with the A/C system (2019). Currently operated as an Airbnb, this home offers excellent investment potential or can be enjoyed as your own waterfront retreat. Step through the front door into the spacious great room and dining area, where sliding glass doors open to a 24' x 11' screened lanai overlooking the backyard and canal. The split floor plan provides privacy while the kitchen features granite countertops, black stainless-steel appliances, abundant cabinetry, and a pantry. The primary bedroom is privately situated with a bathroom adjacent, while two additional bedrooms and a guest bath are located on the opposite side of the home. Whether you're searching for a full-time residence, vacation getaway, or income-producing property, this home offers the ideal combination of waterfront lifestyle, boating convenience, and exceptional value. Conveniently located near shopping, dining, golf, entertainment, and the Gulf beaches with their beautiful sunsets on the water, come and enjoy all that Southwest Florida has to offer. This property combines everyday Conveniences with an exceptional waterfront lifestyle.

The essentials

Built
1980
Price / sqft
$255
On market
80 days
Annual tax
$7,747
HOA
$75/yr
Flood zone
AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1980
Waterfront
Canal - Saltwater
1 car garage
Garage Door Opener
9,999 sqft lot
Lot size
1,686 sqft
Living area

Payment

Est. monthly payment
$3,110/mo
Down payment (20%)
$86,000
Property taxes
$646/mo
HOA
$75/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1980
Lot
9,999 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Waterfront
Canal - Saltwater
Days on Market
80
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Park
Playground
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$7,747
Parcel #
402133178009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 054
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
FloodZoneStreet Dead-EndPaved
HOA
$75/yr
Gulf Cove Homeowner's Association

Price history

Date
Event
Price
7/22/2026
Listed for sale
Source: Stellar MLS #C7528697
$430,000
$255/sqft

Neighborhood

5226 Neville Ter
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $430,000
$412,500 – $430,000
95.7% – 100% of listTops out right at the list price
80% of listList price
232 of the last 458 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 80.

Sample: 458 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,109/mo
Principal & interest$2,243
Property taxes$646
Insurance$215
HOA$6
Down payment20% · $86,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$430,000

$255 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,686 sq ft

Time on market

80 days

Year built

1980

Monthly payment

About $3,110/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,747 annual tax bill, insurance, and the $75/yr HOA fee.

HOA fee

$75/yr

Managed by Gulf Cove Homeowner's Association.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCENTURY 21 SUNBELT REALTYListing agent: Paula McCarthyListing data from Stellar MLS, MLS# C7528697.

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