1107 Rum Cay CT, photo 1
Active Under ContractOpen Sun 11 AM to 2 PM
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Overview

3 bd3 ba2,453 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2001
Lot9,392 sqft
Living area2,453 sqft
Price / sqft$351
Garage2 car

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Open house

Sunday, Oct 11 · 11:00 AM to 2:00 PM

About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboL DiningOpen FloorplanPrimary Bedroom Main Floor

1107 Rum Cay CT is a 2001-built home in Punta Gorda Isles Sec 11, Punta Gorda. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,453 square feet of living space. Listed at $860,000 (about $351/sqft), 16 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Under contract-accepting backup offers. CUSTOM-BUILT SOUTHERN-EXPOSURE POOL WITH GENERATOR! This Tim Towles custom home combines quality craftsmanship, an open great-room design, and an exceptional location convenient to Fishermen’s Village, Harborwalk, downtown Punta Gorda, dining, shopping, and waterfront activities. Major recent improvements include a NEW ROOF in 2025, a POOL HEAT PUMP installed in 2025, POOL REFURBISHMENT in 2026, plus a NEW DOUBLE OVEN/MICROWAVE COMBINATION and DISHWASHER in 2026. The desirable southern-exposure pool area provides abundant sunshine and creates an inviting setting for year-round Florida living. Inside, the spacious great-room floor plan features lighted tray ceilings, crown molding throughout, plant shelves, rounded bullnose corners, custom window treatments, security system, Manabloc overhead plumbing, whole house water softener with a kitchen reverse osmosis water system. The dinette showcases beautiful, mitered aquarium glass overlooking the outdoor living area. The kitchen offers generous Corian solid-surface countertop space, rich solid-wood cherry cabinetry, convenient pot drawers, a built-in desk area, and an impressive stainless steel appliance package designed for those who enjoy cooking and entertaining. The outdoor living area is designed to take full advantage of Florida’s year-round lifestyle, with southern exposure providing wonderful warmth and sunshine around the pool. The pool was refurbished in 2026 and features a pool heat pump installed in 2025, along with solar panels were replaced in 2018, providing excellent options for comfortable swimming during the cooler winter months. Tiled outdoor shower and storage room. The 250 kayak lift and included kayak offers instant fun! there’s even an outdoor wet bar! Need additional storage? Every bedroom has additional storage over the closet and there’s even additional overhead storage in the hallway! Oh and let’s not forget the plug in generator!! Thoughtful architectural details, custom construction, extensive features, recent improvements, and an exceptional Punta Gorda location combine to make this home an outstanding opportunity. Enjoy convenient access to Fishermen’s Village, Harbor Walk, downtown Punta Gorda, waterfront dining, shopping, recreation, and everything this exceptional community has to offer. Buyer to verify all measurements

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The essentials

Built
2001
Price / sqft
$351
On market
16 days
Annual tax
$12,226
Flood zone
AE
Lot
9,392 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Waterfront
Canal - Brackish
Private pool
Heated
2 car garage
Circular Driveway
9,392 sqft lot
Lot size

Payment

Est. monthly payment
$5,934/mo
Down payment (20%)
$172,000
Property taxes
$1,019/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
9,392 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Circular Driveway
Pool
In Ground, Gunite, Heated, Outside Bath Access, Solar Cover, Solar Heat
Waterfront
Canal - Brackish
Days on Market
16
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Hurricane Shutters
Outdoor Kitchen
Outdoor Shower
Private Mailbox
Rain Gutters
Sprinkler Metered
Dog Park
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Range
Range Hood
Refrigerator
Washer
Water Filtration System
Water Purifier
Water Softener
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$12,226
Parcel #
412212405003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 11
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
9,392 sqft
Cul-De-SacFlood Insurance RequiredFloodZoneNear Golf CourseNear Marina

Price history

Date
Event
Price
10/10/2026
Pending sale
Source: Stellar MLS #C7530163
$860,000
$351/sqft
9/25/2026
Listed for sale
Source: Stellar MLS #C7530163
$860,000
$351/sqft

Neighborhood

1107 Rum Cay CT
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $860,000
$835,000 – $860,000
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 275 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 16.

Sample: 275 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,934/mo
Principal & interest$4,485
Property taxes$1,019
Insurance$430
Down payment20% · $172,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$860,000

$351 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,453 sq ft

Time on market

16 days

Year built

2001

Monthly payment

About $5,934/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,226 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PALM REALTYListing agent: Nora MartinListing data from Stellar MLS, MLS# C7530163.

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