2645 Rock Creek Dr, photo 1
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Overview

3 bd2 ba1,515 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2023
Lot10,019 sqft
Living area1,515 sqft
Price / sqft$264
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)IN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanThermostatWalk-in Closet(s)Hurricane ShuttersLighting

2645 Rock Creek Dr is a 2023-built home in Port Charlotte Sec 023, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,515 square feet of living space. Listed at $400,000 (about $264/sqft), 28 days on market. Flood zone 9AE - confirm flood insurance requirements with your lender.

From the listing

Built in 2023, this 3-bedroom, 2-bath Sundial floor plan offers 1,515 square feet of living space and a functional layout with plenty of potential. The home is ready for some TLC and personal touches, providing an opportunity for a new owner to refresh the property and make it their own. Inside, 18x18 ceramic tile flooring extends throughout the main living and wet areas, while the bedrooms feature carpeting. The kitchen offers granite countertops, stainless steel appliances, ample cabinetry, and a large pantry closet, with an open design well suited for everyday living and entertaining. The primary suite features a spacious walk-in closet and an ensuite bathroom with a dual-sink granite vanity. Two additional bedrooms and a second full bathroom provide comfortable accommodations for family, visitors, or a home office. Conveniently located in Port Charlotte with easy access to shopping, dining, grocery stores, parks, golf courses, and everyday conveniences. Enjoy nearby outdoor recreation at Ollie’s Pond Park and Port Charlotte Beach Park, along with boating, fishing, kayaking, and the beautiful waterways of Charlotte Harbor. Southwest Florida’s Gulf beaches, downtown Punta Gorda, and Fishermen’s Village are also within easy driving distance. With its convenient location, and opportunity for improvements, this home offers plenty of potential for buyers looking to add their own style and finishing touches.

The essentials

Built
2023
Price / sqft
$264
On market
38 days
Annual tax
$3,863
Flood zone
9AE
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
10,019 sqft lot
Lot size
1,515 sqft
Living area

Payment

Est. monthly payment
$2,608/mo
Down payment (20%)
$80,000
Property taxes
$322/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
38
Ceiling Fans(s)
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Lighting
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone 9AE
Annual Tax (2025)
$3,863
Parcel #
402217301013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 023
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
10,019 sqft

Price history

Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #C7530192
$400,000
$264/sqft

Neighborhood

2645 Rock Creek Dr
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $400,000
$390,000 – $400,000
97.5% – 100% of listTops out right at the list price
80% of listList price
108 of the last 214 home closings in 33948 landed at this number or higher (50%). The median one sat 61 days before it went under contract, and this one is on day 38.

Sample: 214 closed home sales in 33948 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,608/mo
Principal & interest$2,086
Property taxes$322
Insurance$200
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$400,000

$264 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,515 sq ft

Time on market

38 days

Year built

2023

Monthly payment

About $2,608/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,863 annual tax bill, insurance.

Flood zone

Zone 9AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byMARINA PARK REALTY LLCListing agent: Phoebe MenzerListing data from Stellar MLS, MLS# C7530192.

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