2184 Onondaga Ln, photo 1
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Overview

3 bd2 ba1,570 sqftSingle Family
TypeSingle Family
HOA$205/yr
Built2006
Lot9,750 sqft
Living area1,570 sqft
Price / sqft$169

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Saturday, Oct 10 · 10:00 AM to 1:00 PM

About this home

Cathedral Ceiling(s)Ceiling Fans(s)L DiningThermostatHurricane ShuttersPrivate MailboxDeed RestrictionsDishwasher

2184 Onondaga Ln is a 2006-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,570 square feet of living space. Listed at $265,000 (about $169/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 annually.

From the listing

This charming three-bedroom, two-bathroom home located in the desirable deed restricted Deep Creek Section 23 neighborhood offers approximately 1,570 square feet of comfortable living space on a 0.22 acre corner lot, featuring greenspace on the side and across Onondaga Lane for added privacy and an open, airy feel. The split floor plan showcases vaulted ceilings, a freshly painted and bright open living area, and hide-a-way sliding glass doors that extend the living space onto the screen enclosed lanai, accessible from both the dining area and the primary bedroom. The primary suite includes separate his-and-her walk-in closets, an en suite bath with a dual sink vanity, separate water closet, soaking tub and separate walk-in shower. The freshly painted and brightly lit kitchen features brand-new stainless-steel appliances, and a convenient breakfast bar. The tinted windows throughout add comfort and efficiency, while the luxury vinyl flooring in the bedrooms provides warmth and easy maintenance. Additional updates include new ceiling fans (2026), new interior/exterior light fixtures (2026), 4-year-old roof (2022) and central air system (2022) with a transferable a/c service contract through July 2027—providing peace of mind for years to come. This home blends thoughtful updates with everyday functionality, offering a welcoming retreat in a desirable residential deed restricted neighborhood location. (Note: Washer and dryer As Is, in place and may or may not be in working condition.)

The essentials

Built
2006
Price / sqft
$169
On market
57 days
Annual tax
$4,067
HOA
$205/yr
Flood zone
X · Low risk
Lot
9,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
9,750 sqft lot
Lot size
1,570 sqft
Living area

Payment

Est. monthly payment
$1,871/mo
Down payment (20%)
$53,000
Property taxes
$339/mo
HOA
$205/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
9,750 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
57
Cathedral Ceiling(s)
Ceiling Fans(s)
L Dining
Thermostat
Hurricane Shutters
Private Mailbox
Deed Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,067
Parcel #
402316161002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,750 sqft
HOA
$205/yr
Serena

Price history

Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #C7531615
$265,000
$169/sqft

Neighborhood

2184 Onondaga Ln
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$257,500 – $265,000
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 57.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,871/mo
Principal & interest$1,382
Property taxes$339
Insurance$133
HOA$17
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$169 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,570 sq ft

Time on market

57 days

Year built

2006

Monthly payment

About $1,871/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,067 annual tax bill, insurance, and the $205/yr HOA fee.

HOA fee

$205/yr

Managed by Serena.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Margaret DennisListing data from Stellar MLS, MLS# C7531615.

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