10168 Cocoa Beach St, photo 1
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Overview

0 baLand
TypeLand
HOA$120/yr
Lot9,999 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

10168 Cocoa Beach St is a home in Port Charlotte Sec 085, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Gulf Access Waterfront Lot in South Gulf Cove | Prime Florida Homesite Take advantage of this exceptional opportunity to own a gulf access homesite in the growing and highly desirable South Gulf Cove community, one of Southwest Florida’s most popular waterfront neighborhoods. This buildable waterfront lot offers the perfect setting to create your custom Florida dream home, with the added benefit of boating and fishing right from your own backyard. Enjoy quick access to open water, making it easy to spend your days boating, kayaking, or heading out for world-class fishing in Charlotte Harbor and the Gulf of Mexico. Whether you’re cruising the waterways or relaxing dockside, this property delivers the laid-back coastal lifestyle Florida is famous for. South Gulf Cove offers a welcoming community atmosphere with waterfront parks, scenic walking and biking paths, and a public boat ramp, perfect for active outdoor living. Ideally located just minutes from pristine Gulf beaches, championship golf courses, local restaurants, marinas, and shopping, everything you need is close at hand. With flexible building options, you can build now or hold for the future, making this an excellent choice for a full-time residence, seasonal retreat, or long-term investment. With continued growth and strong demand, this gulf access lot in South Gulf Cove offers outstanding investment potential. Secure your place in one of Southwest Florida’s premier waterfront communities and start living the boating lifestyle you’ve been dreaming of.

The essentials

On market
963 days
Annual tax
$1,169
HOA
$120/yr
Flood zone
AE
Lot
9,999 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
9,999 sqft lot
Lot size

Payment

Est. monthly payment
$644/mo
Down payment (20%)
$18,800
Property taxes
$97/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
9,999 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
963
Flood Zone AE
Annual Tax (2023)
$1,169
Parcel #
412129129007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 085
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
HOA
$120/yr

Price history

Date
Event
Price
7/9/2026
Price change
Source: Stellar MLS #D6135129
$94,000-1.1%
-
Price change
Source: Stellar MLS #D6135129
$95,000-17.4%
2/19/2024
Listed for sale
Source: Stellar MLS #D6135129
$115,000

Neighborhood

10168 Cocoa Beach St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$645/mo
Principal & interest$490
Property taxes$97
Insurance$47
HOA$10
Down payment20% · $18,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$94,000

Time on market

963 days

Monthly payment

About $644/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,169 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byPARSLEY BALDWIN REAL ESTATEListing agent: Olivia JonesListing data from Stellar MLS, MLS# D6135129.

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