12038 Florence Ave, photo 1
Active
1 / 58

Overview

3 bd2 ba1,828 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1992
Lot20,000 sqft
Living area1,828 sqft
Price / sqft$251
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)LightingStorage

12038 Florence Ave is a 1992-built home in Port Charlotte Sec 067, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $459,000 (about $251/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 12038 Florence Avenue, a beautifully renovated 3-bedroom, 2-bath POOL HOME on a DOUBLE LOT offering 1,828 square feet of bright, open living space in Port Charlotte. Thoughtfully updated throughout, this home features a stunning remodeled kitchen, beautifully renovated primary and guest bathrooms, updated interior finishes and sleek flooring that create a fresh, modern feel from the moment you walk in. Major improvements include a NEW ROOF, NEW A/C SYSTEM and new saltwater pool pump, along with a newer pool heater and water heater, giving buyers added peace of mind. The open-concept living and dining areas flow effortlessly toward the screened outdoor living space and HEATED SALTWATER POOL, creating an ideal setup for entertaining, relaxing and enjoying the Florida lifestyle year-round. Situated on a 0.46-ACRE lot with a 2-car garage, public water and sewer, this home has also operated successfully as a vacation rental since 2021, with turnaround records available. An option to purchase the property fully furnished may also be available. Move-in ready and packed with thoughtful upgrades, this Port Charlotte pool home offers the perfect combination of comfort, style and functionality. Purchase price reflects the inclusion of the lot next door.

The essentials

Built
1992
Price / sqft
$251
On market
15 days
Annual tax
$5,587
Flood zone
X · Low risk
Lot
20,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Private pool
Gunite
2 car garage
Driveway
0.46 acres
Lot size
1,828 sqft
Living area

Payment

Est. monthly payment
$3,089/mo
Down payment (20%)
$91,800
Property taxes
$466/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
20,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground, Salt Water
Days on Market
15
Ceiling Fans(s)
Lighting
Storage
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,587
Parcel #
412107304009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 067
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
20,000 sqft

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #D6148881
$459,000
$251/sqft

Neighborhood

12038 Florence Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $459,000
$440,000 – $459,000
95.7% – 100% of listTops out right at the list price
80% of listList price
232 of the last 458 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 15.

Sample: 458 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,089/mo
Principal & interest$2,394
Property taxes$466
Insurance$230
Down payment20% · $91,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,000

$251 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,828 sq ft

Time on market

15 days

Year built

1992

Monthly payment

About $3,089/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,587 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 SUNBELT REALTYListing agent: Jayson BurtchListing data from Stellar MLS, MLS# D6148881.

Keep exploring Florida

Pick up where you left off, or see what else is out there.