106 Harbor Village Pt S, photo 1
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Overview

0 baLand
TypeLand
HOA$564/qtr
Lot4,400 sqft

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About this home

Gated Community - GuardSidewalksStreet Lights

106 Harbor Village Pt S is a home in Harbor Village Marina Ph 2, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $564 quarterly.

From the listing

Attention Boaters - WATERFRONT LIVING AT ITS FINEST - This is an exceptional marina - cleared homesite, located on the southside of the gated community of Yacht Harbor Village. This property offers the perfect opportunity to build your dream coastal retreat with direct access to the intracoastal waterway. Side by side lots are listed seperately. lots 188 and 189 with HOA approval can be combined. Buy now and build when you are ready, there is no build time. Rent a slip in the marina to dock your personal vessel just steps from your lot. If you don't own a boat, you can join the Freedom Boat Club, located right in in the marina. If you enjoy the Ocean Life, it's less then a 10 minute walk. Want More? Join the Hammock Beach Resort. Membership gives you access to resort style ammenities. Two champship golf courses, multiple pools, lazy river, waterslides, world class spa, multiple restaurants, state of the art fitness centers, Har-Tru tennis courts, pickleball courts, private membership events and so much more. Call me today to arrange a personal tour.

The essentials

On market
509 days
Annual tax
$1,752
HOA
$564/qtr
Flood zone
X · Low risk
Lot
4,400 sqft
Type
Land

At a glance

Land
Waterfront
Intracoastal Waterway
4,400 sqft lot
Lot size

Payment

Est. monthly payment
$1,191/mo
Down payment (20%)
$29,980
Property taxes
$146/mo
HOA
$564/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,400 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Intracoastal Waterway, Marina in Community
Days on Market
509
Gated Community - Guard
Sidewalks
Street Lights
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,752
Parcel #
04-11-31-3119-00000-1890

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Village Marina Ph 2
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
4,400 sqft
BuildableClearedNear MarinaRoom For PoolSidewalkStreet LightsPavedZero Lot Line
HOA
$564/qtr
Southern States Management Group

Price history

Date
Event
Price
1/19/2026
Price change
Source: Stellar MLS #FC309585
$149,900-11.8%
5/20/2025
Listed for sale
Source: Stellar MLS #FC309585
$169,900

Neighborhood

106 Harbor Village Pt S
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,191/mo
Principal & interest$782
Property taxes$146
Insurance$75
HOA$188
Down payment20% · $29,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$149,900

Time on market

509 days

Monthly payment

About $1,191/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,752 annual tax bill, insurance, and the $564/qtr HOA fee.

HOA fee

$564/qtr

Managed by Southern States Management Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Frances De MartinListing data from Stellar MLS, MLS# FC309585.

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