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Overview

5 bd2 ba2,236 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2006
Lot10,000 sqft
Living area2,236 sqft
Price / sqft$141
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Convection OvenDishwasherElectric Water HeaterMicrowaveRangeRefrigerator

78 Panorama is a 2006-built home in Belle Terre, Palm Coast. Inside you'll find 5 bedrooms, 2 bathrooms, and 2,236 square feet of living space. Listed at $315,000 (about $141/sqft), 195 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This well maintain Home Located in very desirable area, with 5 bedrooms, Formal Living room, Family room, and Formal Dinner room, the Formal Living room, and the Formal Dinner room can be used as bedrooms or Office ,Nook area will accommodate a nice size dining room table, the kitchen have a new Stainless Steel Refrigerator, new installed laminate floors on kitchen, and nook area with a tall counter top bar normally use for breakfast or nice to display party foods for family gatherings, back cover porch freshly painted great for night seating and morning breakfast, the master bathroom have new installed laminate light color floors ,House in perfect condition, New A/C Installed on 2024, the Roof installed on 2024, the driveway Paver Extension was installed on 2023, Patio shed is included you need to see it to appreciate this spacious home excellent for a growing family.

The essentials

Built
2006
Price / sqft
$141
On market
264 days
Annual tax
$5,178
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
0.25 acres
Lot size
2,236 sqft
Living area

Payment

Est. monthly payment
$2,232/mo
Down payment (20%)
$63,000
Property taxes
$431/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
10,000 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
264
Ceiling Fans(s)
Convection Oven
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Wadsworth Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2026)
$5,178
Parcel #
07-11-31-7025-00560-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Belle Terre
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,000 sqft

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #FC315178
$315,000-1.1%
$141/sqft
-
Price change
Source: Stellar MLS #FC315178
$318,500-6.0%
$142/sqft
1/19/2026
Listed for sale
Source: Stellar MLS #FC315178
$339,000
$152/sqft

Neighborhood

78 Panorama
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$312,500 – $315,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 264 after a $24,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,232/mo
Principal & interest$1,643
Property taxes$431
Insurance$158
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$141 per sq ft

Beds and baths

5 beds, 2 baths

Size

2,236 sq ft

Time on market

264 days

Year built

2006

Monthly payment

About $2,232/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,178 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byREALTY EXCHANGE, LLCListing agent: Rosa BenitezListing data from Stellar MLS, MLS# FC315178.

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