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Overview

3 bd2 ba1,772 sqftSingle Family
TypeSingle Family
HOA$72/qtr
Built1994
Lot10,629 sqft
Living area1,772 sqft
Price / sqft$243

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesCathedral Ceiling(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostat

2 San Pablo CT is a 1994-built home in Lakeside/Matanzas Shores, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,772 square feet of living space. Listed at $430,000 (about $243/sqft), 1 day on market. Flood zone x500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $72 quarterly.

From the listing

Stunning 3-bedroom home in Lakeside at Matanzas Shores – Move-in ready! Welcome to Lakeside at Matanzas Shores, an exclusive gated ocean-side community that offers the perfect blend of tranquility and an active lifestyle. This beautiful, renovated 3-bedroom, 2-bathroom home features an inviting open layout, bathed in natural light and designed for seamless indoor-outdoor living. Key Features: - New HVAC (2024) and new hurricane rated doors and windows (2024) – Move-in ready with major upgrades already completed! - Spacious lanai with pond views – Enjoy quiet mornings and spectacular sunsets from your private outdoor space. - Modern kitchen – Stainless steel appliances, hard-surface countertops, ample storage space, and a bright breakfast nook. - Spacious Primary Suite: A true retreat with a spa-like private bathroom featuring a luxurious, accessible walk-in shower. - Split Bedroom Layout: Bedrooms 2 and 3 (with guest bath) can be closed off to create a private suite if desired. Resort-style amenities around the corner: - Pickleball, tennis, volleyball, and shuffleboard courts. - Scenic trails leading to a boat house and a dock on the ICW. - 2 heated pools for year-round swimming. - Clubhouse with views of the Atlantic Ocean, perfect for social gatherings and events. STABILIZED INVESTMENT OR LUXURY RESIDENCY OPPORTUNITY AT MATANZAS SHORES! Coastal luxury awaits in this updated property boasting an upscale, spa-like primary bath, a brand-new high-efficiency AC (2024), and premium hurricane-rated impact windows and sliding glass doors. TIMING IS EVERYTHING: Review the Florida Real Estate Tax Amendment 3 Disclosure to see how completing your purchase before the upcoming legislative deadlines protects your out-of-state residency status or locks in the incoming 5% non-homestead investment assessment cap. Seller is offering a generous closing cost credit toward a roof replacement. Schedule your private tour today!

The essentials

Built
1994
Price / sqft
$243
On market
1 day
Annual tax
$3,487
HOA
$72/qtr
Flood zone
X500 · Low risk
Lot
10,629 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Waterfront
Pond
Community pool
Shared amenity
10,629 sqft lot
Lot size
1,772 sqft
Living area

Payment

Est. monthly payment
$2,773/mo
Down payment (20%)
$86,000
Property taxes
$291/mo
HOA
$72/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
10,629 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Pond
Days on Market
1
Accessibility Features
Cathedral Ceiling(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Deed Restrictions
Gated Community - Guard
Park
Pool
Sidewalks
Tennis Court(s)
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Ice Maker
Microwave
Refrigerator
Touchless Faucet
Washer
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x500
Annual Tax (2024)
$3,487
Parcel #
37-10-31-3725-00000-0510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakeside/Matanzas Shores
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,629 sqft
HOA
$72/qtr
Southern States

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #FC322016
$430,000
$243/sqft

Neighborhood

2 San Pablo CT
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $430,000
$425,000 – $430,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 1.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,772/mo
Principal & interest$2,243
Property taxes$291
Insurance$215
HOA$24
Down payment20% · $86,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$430,000

$243 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,772 sq ft

Time on market

1 day

Year built

1994

Monthly payment

About $2,773/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,487 annual tax bill, insurance, and the $72/qtr HOA fee.

HOA fee

$72/qtr

Managed by Southern States.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALTY HUBListing agent: Constance KellnerListing data from Stellar MLS, MLS# FC322016.

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