Royal Palm Dr #15, photo 1
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Overview

0 baLand
TypeLand
HOA$1,500/yr
Lot32,190 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Gated Community - No Guard

Royal Palm Dr #15 is a home in Garden City Ph 01b Tr A, Groveland. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,500 annually.

From the listing

Take advantage of a 1% of the loan amount lender credit towards buy downs or closing costs when utilizing seller's preferred lender. BACK ON MARKET! Discover the perfect opportunity to design and build your dream home on this exclusive waterfront lot in the prestigious gated community of Garden City. Nestled along the shores of Cherry Lake, Lot 15 offers direct water access with the ability to build your own private dock—ideal for boating, fishing, and enjoying breathtaking lakefront sunsets. With utilities already run to the front of the site, you’ll save time and money when beginning your custom build. Garden City is known for its luxury standards, with a minimum 3,800 sq. ft. requirement for waterfront homes (3,000 sq. ft. for interior lots), ensuring a consistent, elegant neighborhood feel. Imagine crafting your personal oasis: whether it’s a modern lake retreat, a timeless estate, or a family compound, this lot gives you the space, views, and exclusivity to make it a reality. Waterfront Lot with Dock Potential, Utilities in Place at Front of Lot, Gated Luxury Community, 3,800 Sq. Ft. Minimum Build for Waterfront. Don’t miss this rare chance to own waterfront property in one of Groveland’s most desirable communities.

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The essentials

On market
404 days
Annual tax
$2,529
HOA
$1,500/yr
Flood zone
X · Low risk
Lot
32,190 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
0.74 acres
Lot size

Payment

Est. monthly payment
$1,907/mo
Down payment (20%)
$55,000
Property taxes
$211/mo
HOA
$1,500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
32,190 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front, Lake Privileges
Days on Market
404
Gated Community - No Guard
Flood Zone X
Annual Tax (2024)
$2,529
Parcel #
08-22-25-1005-000-01500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Garden City Ph 01b Tr A
County
Lake
MLS Area
34736 - Groveland
Lot Size
32,190 sqft
BuildableClearedPrivateStreet LightsPaved
HOA
$1,500/yr
Specialty Management Company

Price history

Date
Event
Price
7/4/2026
Price change
Source: Stellar MLS #G5101677
$275,000-8.3%
9/2/2025
Listed for sale
Source: Stellar MLS #G5101677
$300,000

Neighborhood

Royal Palm Dr #15
Groveland, FL, 34736 · 34736 - Groveland

Calculator

Est. monthly payment
$1,907/mo
Principal & interest$1,434
Property taxes$211
Insurance$138
HOA$125
Down payment20% · $55,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$275,000

Time on market

404 days

Monthly payment

About $1,907/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,529 annual tax bill, insurance, and the $1,500/yr HOA fee.

HOA fee

$1,500/yr

Managed by Specialty Management Company.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered bySERHANTListing agent: Vincent CordaroListing data from Stellar MLS, MLS# G5101677.

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