10344 SW 98th Place Rd, photo 1
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Overview

3 bd3 ba2,703 sqft2 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2023
Lot10,454 sqft
Living area2,703 sqft
Price / sqft$172
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

10344 SW 98th Place Rd is a 2023-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,703 square feet of living space. Listed at $465,000 (about $172/sqft), 132 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

2023 E-Z GO GOLF CART INCLUDED | 3 BEDROOMS | 3 FULL BATHROOMS | DEN/OFFICE | FLEX ROOM | ENCLOSED LANAI | GENERAC GENERATOR | SMART HOME | TRANSFERABLE WARRANTIES Why wait to build when this better-than-new, move-in-ready Smart Home in Long Leaf Ridge IV at On Top of the World in Ocala, Florida already includes thousands of dollars in premium upgrades? Beautifully designed for comfort and flexibility, this exceptional home offers 3 bedrooms, 3 FULL bathrooms, a den/office, and an additional TV/flex room—providing plenty of space for guests, hobbies, entertaining, or working from home. Impressive upgrades begin outside with a paver driveway, professional rock landscaping, whole-house Generac generator, water softener, Ecobee Smart Thermostat, and Ring Doorbell. At the heart of the home is a stunning gourmet kitchen featuring quartz countertops, a dramatic 12-foot center island, tile backsplash, upgraded cabinetry with crown molding and pull-out drawers, pantry with upgraded shelving, under-cabinet lighting, pendant lighting, and recessed lighting. Tile flooring, crown molding, and an elegant tray ceiling complement the spacious living areas. The luxurious primary suite features a large walk-in closet and spa-inspired en-suite bath with a glass walk-in shower, dual vanities, quartz countertops, and upgraded cabinetry. Conveniently located just off the primary closet, the laundry room provides additional storage and a utility sink. A private second en-suite bedroom with its own full bathroom creates an ideal retreat for overnight guests, while the additional bedroom, den/office, and TV/flex room provide exceptional versatility. Enjoy the Florida lifestyle year-round in the enclosed lanai with a dedicated mini-split system, then step outside to the extended paver patio with retractable awnings and a natural gas hookup for grilling—perfect for relaxing or entertaining. The 2-car garage features durable epoxy flooring. Residents of On Top of the World Ocala enjoy an incredible active-adult lifestyle with championship golf, resort-style pools, fitness centers, pickleball, walking trails, restaurants, clubs, entertainment, and convenient golf-cart access throughout the community. ALL WARRANTIES ARE TRANSFERABLE! With its extensive upgrades, flexible floor plan, exceptional condition, and move-in-ready convenience, this home offers an outstanding opportunity to enjoy the On Top of the World lifestyle without waiting to build.

The essentials

Built
2023
Price / sqft
$172
On market
134 days
Annual tax
$6,648
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Fitness center too
2 car garage
Driveway
10,454 sqft lot
Lot size
2,703 sqft
Living area

Payment

Est. monthly payment
$3,705/mo
Down payment (20%)
$93,000
Property taxes
$554/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
10,454 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Golf Cart Parking, On Street
Days on Market
134
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Sprinkler Metered
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Park
Playground
Pool
Racquetball
Restaurant
Special Community Restrictions
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,648
Parcel #
3530-064-097

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
10,454 sqft
LandscapedSidewalkPaved
HOA
$493.63/mo
On Top of the World (Central) Owners Association,

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #G5113031
$465,000-2.1%
$172/sqft
-
Price change
Source: Stellar MLS #G5113031
$475,000-19.5%
$176/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #G5113031
$590,000
$218/sqft

Neighborhood

10344 SW 98th Place Rd
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $465,000
$455,000 – $465,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 134 after a $125,000 cut.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,705/mo
Principal & interest$2,425
Property taxes$554
Insurance$233
HOA$494
Down payment20% · $93,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$465,000

$172 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,703 sq ft

Time on market

134 days

Year built

2023

Monthly payment

About $3,705/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,648 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by On Top of the World (Central) Owners Association,.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREALTY EXECUTIVES IN THE VILLAGESListing agent: Amanda Fincher, LLCListing data from Stellar MLS, MLS# G5113031.

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