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About this home
10344 SW 98th Place Rd is a 2023-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,703 square feet of living space. Listed at $465,000 (about $172/sqft), 132 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.
2023 E-Z GO GOLF CART INCLUDED | 3 BEDROOMS | 3 FULL BATHROOMS | DEN/OFFICE | FLEX ROOM | ENCLOSED LANAI | GENERAC GENERATOR | SMART HOME | TRANSFERABLE WARRANTIES Why wait to build when this better-than-new, move-in-ready Smart Home in Long Leaf Ridge IV at On Top of the World in Ocala, Florida already includes thousands of dollars in premium upgrades? Beautifully designed for comfort and flexibility, this exceptional home offers 3 bedrooms, 3 FULL bathrooms, a den/office, and an additional TV/flex room—providing plenty of space for guests, hobbies, entertaining, or working from home. Impressive upgrades begin outside with a paver driveway, professional rock landscaping, whole-house Generac generator, water softener, Ecobee Smart Thermostat, and Ring Doorbell. At the heart of the home is a stunning gourmet kitchen featuring quartz countertops, a dramatic 12-foot center island, tile backsplash, upgraded cabinetry with crown molding and pull-out drawers, pantry with upgraded shelving, under-cabinet lighting, pendant lighting, and recessed lighting. Tile flooring, crown molding, and an elegant tray ceiling complement the spacious living areas. The luxurious primary suite features a large walk-in closet and spa-inspired en-suite bath with a glass walk-in shower, dual vanities, quartz countertops, and upgraded cabinetry. Conveniently located just off the primary closet, the laundry room provides additional storage and a utility sink. A private second en-suite bedroom with its own full bathroom creates an ideal retreat for overnight guests, while the additional bedroom, den/office, and TV/flex room provide exceptional versatility. Enjoy the Florida lifestyle year-round in the enclosed lanai with a dedicated mini-split system, then step outside to the extended paver patio with retractable awnings and a natural gas hookup for grilling—perfect for relaxing or entertaining. The 2-car garage features durable epoxy flooring. Residents of On Top of the World Ocala enjoy an incredible active-adult lifestyle with championship golf, resort-style pools, fitness centers, pickleball, walking trails, restaurants, clubs, entertainment, and convenient golf-cart access throughout the community. ALL WARRANTIES ARE TRANSFERABLE! With its extensive upgrades, flexible floor plan, exceptional condition, and move-in-ready convenience, this home offers an outstanding opportunity to enjoy the On Top of the World lifestyle without waiting to build.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$465,000
$172 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,703 sq ft
Time on market
134 days
Year built
2023
Monthly payment
About $3,705/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,648 annual tax bill, insurance, and the $493.63/mo HOA fee.
HOA fee
$493.63/mo
Managed by On Top of the World (Central) Owners Association,.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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