16840 SE 85th Sapelo CT, photo 1
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Overview

3 bd2 ba2,003 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot6,970 sqft
Living area2,003 sqft
Price / sqft$285
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboWalk-in Closet(s)Street LightsDishwasherDisposalDryerKitchen Reverse Osmosis System

16840 SE 85th Sapelo CT is a 2004-built home in Marion Vlgs Un 54, The Villages. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,003 square feet of living space. Listed at $570,000 (about $285/sqft), 111 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Seller is looking to sell NOW!! FABULOUS PRICE DROP!! COME TOUR YOUR NEXT HOME!! BOND PAID! Welcome to this beautifully maintained Designer Lantana nestled on one of the most picturesque homesites in The Villages. Perfectly positioned along the Nancy Lopez Championship Golf Course, FRONTAGE ON THE FAIRWAY OF HOLE #2, this exceptional property offers breathtaking golf and water views framed by majestic oak trees draped in Spanish moss. From the moment you step through the front door, you'll be captivated by the home's bright, open layout and stunning panoramic views. Abundant solar tubes and skylights fill the living spaces with natural light, creating a warm and inviting atmosphere throughout. The spacious floor plan features generously sized bedrooms, soaring ceilings, and an effortless flow that's perfect for both everyday living and entertaining. The heart of the home is the well-appointed kitchen, complete with granite countertops, stainless steel appliances, and a desirable butler's pantry providing additional storage and workspace. The expansive lanai serves as a true outdoor living room, offering the perfect place to enjoy morning coffee, evening sunsets, or simply relax while watching golfers play against the backdrop of the tranquil pond. Additional highlights include a newer roof (2018), HVAC system (2024), whole-house water filtration system (2024), reverse osmosis drinking water system (2024), irrigation system (2025), luxury vinyl flooring in the bedrooms, tile throughout the main living areas, an oversized garage (25x24/26) (with offset 13x2) and abundant storage, and a freshly painted interior. Call your trusted agent today and get your private tour scheduled. (Updated pictures with no furniture so you can imagine yours in it!)

The essentials

Built
2004
Price / sqft
$285
On market
120 days
Annual tax
$7,653
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
6,970 sqft lot
Lot size
2,003 sqft
Living area

Payment

Est. monthly payment
$3,896/mo
Down payment (20%)
$114,000
Property taxes
$638/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
6,970 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
120
Ceiling Fans(s)
Living Room/Dining Room Combo
Walk-in Closet(s)
Street Lights
Dishwasher
Disposal
Dryer
Kitchen Reverse Osmosis System
Range
Range Hood
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,653
Parcel #
6754-099-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Marion Vlgs Un 54
County
Marion
MLS Area
32162 - Lady Lake/The Villages
Lot Size
6,970 sqft

Price history

Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #G5113557
$570,000-1.7%
$285/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #G5113557
$579,850
$289/sqft

Neighborhood

16840 SE 85th Sapelo CT
The Villages, FL, 32162 · 32162 - Lady Lake/The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $570,000
$555,000 – $570,000
97.4% – 100% of listTops out right at the list price
80% of listList price
155 of the last 308 home closings in 32162 landed at this number or higher (50%). The median one sat 36 days before it went under contract, and this one is on day 120 after a $9,850 cut.

Sample: 308 closed home sales in 32162 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,896/mo
Principal & interest$2,973
Property taxes$638
Insurance$285
Down payment20% · $114,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$570,000

$285 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,003 sq ft

Time on market

120 days

Year built

2004

Monthly payment

About $3,896/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,653 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byDOWN HOME REALTY, LLLPListing agent: Colleen KramerListing data from Stellar MLS, MLS# G5113557.

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