

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- HARBOR HILLS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$185/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
5540 Saddleback CT is a 2026-built home in Harbor Hills, Lady Lake. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,657 square feet of living space. Listed at $374,900 (about $226/sqft), 99 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 monthly.
Virtually staged This Brand New Build 3 bedroom 2 bath home sits on over a 1/3 acre homesite in Harbor Hills Country Club. As you walk in this open floor plan will greet you. The kitchen has 42inch cabinets and a huge kitchen island. There is 3 sliding glass doors that lead you to the back yard and covered patio. The property sits in 100 feet wide which gives you plenty of room for backyard play. With 2 full guest bedrooms with closets and guest bathroom which is just down the hall. You also have a separate laundry room with a window. Harbor Hills is a gated community in Lake County and we have won Dream Community of the Year many times. Do not delay.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 264 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$374,900
$226 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,657 sq ft
Time on market
109 days
Year built
2026
Monthly payment
About $2,378/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $610 annual tax bill, insurance, and the $185/mo HOA fee.
HOA fee
$185/mo
Managed by Lara Parker.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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