Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- WESLYN PARK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$140/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
2984 Garden Trail Bnd is a 2026-built home in Weslyn Park, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,924 square feet of living space. Listed at $624,990 (about $214/sqft), 99 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $140 monthly.
Virtually Staged. Introducing The Clover, a home that exudes lasting design and impeccable craftsmanship. This residence seamlessly combines a classic style with functional layouts and remarkable details. The first floor features a master bedroom for added convenience, along with a versatile flex room that can serve as a home office. Additionally, there is an option to add a fifth bedroom, providing flexibility to accommodate changing needs. The second floor of the home boasts oversized bedrooms, ensuring ample space for relaxation and personalization. A full bonus loft space completes the picture, offering a versatile area for various activities. With its thoughtful design and attention to detail, The Clover offers a harmonious blend of functionality and comfort, making it a perfect choice for a delightful living experience.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$624,990
$214 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,924 sq ft
Time on market
99 days
Year built
2026
Monthly payment
About $3,796/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,000 annual tax bill, insurance, and the $140/mo HOA fee.
HOA fee
$140/mo
Managed by Artemis Lifestyles.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
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