

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- THE LAKES OF LADY LAKE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$100/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
551 Dowling Cir is a 2026-built home in The Lakes Of Lady Lake, Lady Lake. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,093 square feet of living space. Listed at $445,000 (about $213/sqft), 78 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 monthly.
PRICE REDUCED — MOTIVATED SELLER! Discover brand-new construction in the desirable Lakes of Lady Lake golf community! This beautifully designed 4-bedroom, 3-bathroom home with a 2-car garage combines modern finishes, flexible living spaces, and thoughtful details throughout. One of the standout features is the two primary suites, offering an ideal layout for multigenerational living, extended family, guests, or anyone looking for additional privacy and flexibility. Step inside to an inviting open-concept floor plan featuring luxury vinyl plank flooring throughout. The gourmet kitchen is the heart of the home, showcasing quartz countertops, designer cabinetry, stylish backsplash, farmhouse sink, and stainless-steel appliances, including the refrigerator, range, microwave, and dishwasher. The kitchen flows seamlessly into the spacious great room overlooking the backyard—perfect for entertaining or simply relaxing at home. All three bathrooms feature quartz countertops and elegant vanities. The main primary suite includes an en-suite bathroom with dual sinks, while the secondary primary suite features a beautifully customized shower. Even the utility room delivers something special, with washer and dryer hookups plus a custom-built pet-washing station for your four-legged family members. Outside, enjoy a peaceful backyard with plenty of room to create your own Florida retreat, including space for a future pool and deck. For added peace of mind, the home includes a one-year builder warranty plus an additional three-year warranty. Brand-new construction, dual primary suites, beautiful modern finishes, flexible living space, and a desirable golf-community setting make this home an exceptional opportunity. PRICE REDUCED AND SELLER MOTIVATED — schedule your private tour today!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 268 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$445,000
$213 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,093 sq ft
Time on market
78 days
Year built
2026
Monthly payment
About $2,773/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,554 annual tax bill, insurance, and the $100/mo HOA fee.
HOA fee
$100/mo
Managed by Catherine Gravowski.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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