

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
1046 N McDonald St is a 1920-built home in Mount Dora Mrs S D Shorts, Mount Dora. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,564 square feet of living space. Listed at $989,500 (about $386/sqft), 77 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Located on one of Mount Dora's most cherished historic streets, this beautifully restored circa-1920s residence reflects the timeless charm and craftsmanship of Old Florida architecture. Nestled among the character-filled walkable neighborhoods that define Mount Dora's Historic District, this exceptional property offers a rare opportunity to own a piece of the city's early history while enjoying all the comforts of modern living. The main residence offers approximately 2,188 square feet with 3 bedrooms and 2 beautifully renovated bathrooms. Rich original hardwood floors, elegant crown molding, custom built-ins, and abundant natural light create a timeless interior filled with warmth and character. Gracious living spaces include a welcoming living room with wood burning fireplace, a formal dining room perfect for entertaining, and a charming Florida room that invites you to slow down and enjoy the home's peaceful surroundings. The thoughtfully renovated kitchen features custom cabinetry, corian countertops, modern appliances, and a delightful eat-in dining area, blending historic character with modern convenience. A spacious screened rear porch provides the perfect place to relax and enjoy Florida living year-round. Adding incredible versatility is a detached guest cottage with vaulted ceilings, offers approximately 376 square feet with a kitchenette, 1 bedroom and 1 full bath—ideal for guests, extended family, a private home office, or potential rental income. Step outside to your own private backyard oasis. The gas-heated saltwater pool (2019) is surrounded by classic brick decking, lush landscaping, and multiple areas to relax or entertain. An outdoor shower makes rinsing off after a swim a breeze, while the pool cabana is equipped with a half bath (sink and toilet), additional washer and dryer, and a window air-conditioning unit—perfect for pool days without ever stepping inside the main home. Situated on a beautifully landscaped and fenced .43-acre lot, this property offers privacy, mature trees, and plenty of room to entertain while remaining just a few walkable blocks from downtown Mount Dora's charming shops, restaurants, waterfront, festivals, and parks. Historic charm, modern updates, a guest cottage, resort-style pool, and an unbeatable location—this is truly one of Mount Dora's most distinctive homes.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 322 closed home sales in 32757 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$989,500
$386 per sq ft
Beds and baths
4 beds, 4 baths
Size
2,564 sq ft
Time on market
77 days
Year built
1920
Monthly payment
About $6,282/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,516 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







