17989 SE 106th CT, photo 1
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Overview

3 bd2 ba1,450 sqft2 car garageSingle Family
TypeSingle Family
HOA$180/mo
Built1992
Lot7,841 sqft
Living area1,450 sqft
Price / sqft$165
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Primary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Window TreatmentsPrivate MailboxRain Gutters

17989 SE 106th CT is a 1992-built home in Spruce Crk South Viia, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,450 square feet of living space. Listed at $239,900 (about $165/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 monthly.

From the listing

WELCOME HOME TO THIS HOLLY MODEL IN THE SOUGHT-AFTER 55+ COMMUNITY OF SPRUCE CREEK SOUTH! This 3-bedroom, 2-bath home offers a spacious split-bedroom floor plan with cathedral ceilings, creating a bright and open living space. The kitchen features quartz countertops, stainless steel appliances, a solar tube for abundant natural light, and ample cabinetry. Enjoy the attached 2-car garage plus an additional enclosed lanai under the main shingled roof, providing extra year-round living space. The fenced backyard, irrigation system, attic solar fan, and whole-house fresh interior paint add to this home's appeal. Major updates include **new hurricane-impact windows (2026)**, **roof (2010)**, and **A/C (2015)**, offering peace of mind for years to come. Indoor laundry for convenience and gutter guards installed on all gutters making them maintenance free. Spruce Creek South is an active deed-restricted community (not an HOA) offering an abundance of indoor and outdoor activities, walking trails, clubs, and recreational amenities. Golf carts are welcome, with convenient golf cart access across the highway to shopping, restaurants, medical offices, banks, and many everyday conveniences. Don't miss this opportunity to enjoy Florida's active lifestyle in one of the area's most desirable 55+ communities!

The essentials

Built
1992
Price / sqft
$165
On market
60 days
Annual tax
$514
HOA
$180/mo
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Community pool
Shared amenity
2 car garage
7,841 sqft lot
Lot size
1,450 sqft
Living area

Payment

Est. monthly payment
$1,594/mo
Down payment (20%)
$47,980
Property taxes
$43/mo
HOA
$180/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
7,841 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
60
Cathedral Ceiling(s)
Ceiling Fans(s)
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$514
Parcel #
6007-108-020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk South Viia
County
Marion
MLS Area
34491 - Summerfield
Lot Size
7,841 sqft
HOA
$180/mo
Diane Suchy

Price history

Date
Event
Price
8/11/2026
Listed for sale
Source: Stellar MLS #G5115640
$239,900
$165/sqft

Neighborhood

17989 SE 106th CT
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $239,900
$235,000 – $239,900
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 60.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,594/mo
Principal & interest$1,251
Property taxes$43
Insurance$120
HOA$180
Down payment20% · $47,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,900

$165 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,450 sq ft

Time on market

60 days

Year built

1992

Monthly payment

About $1,594/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $514 annual tax bill, insurance, and the $180/mo HOA fee.

HOA fee

$180/mo

Managed by Diane Suchy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byHANSON REAL ESTATE GROUP, INC.Listing agent: Jenny HolsappleListing data from Stellar MLS, MLS# G5115640.

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