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About this home
17989 SE 106th CT is a 1992-built home in Spruce Crk South Viia, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,450 square feet of living space. Listed at $239,900 (about $165/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 monthly.
WELCOME HOME TO THIS HOLLY MODEL IN THE SOUGHT-AFTER 55+ COMMUNITY OF SPRUCE CREEK SOUTH! This 3-bedroom, 2-bath home offers a spacious split-bedroom floor plan with cathedral ceilings, creating a bright and open living space. The kitchen features quartz countertops, stainless steel appliances, a solar tube for abundant natural light, and ample cabinetry. Enjoy the attached 2-car garage plus an additional enclosed lanai under the main shingled roof, providing extra year-round living space. The fenced backyard, irrigation system, attic solar fan, and whole-house fresh interior paint add to this home's appeal. Major updates include **new hurricane-impact windows (2026)**, **roof (2010)**, and **A/C (2015)**, offering peace of mind for years to come. Indoor laundry for convenience and gutter guards installed on all gutters making them maintenance free. Spruce Creek South is an active deed-restricted community (not an HOA) offering an abundance of indoor and outdoor activities, walking trails, clubs, and recreational amenities. Golf carts are welcome, with convenient golf cart access across the highway to shopping, restaurants, medical offices, banks, and many everyday conveniences. Don't miss this opportunity to enjoy Florida's active lifestyle in one of the area's most desirable 55+ communities!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$239,900
$165 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,450 sq ft
Time on market
60 days
Year built
1992
Monthly payment
About $1,594/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $514 annual tax bill, insurance, and the $180/mo HOA fee.
HOA fee
$180/mo
Managed by Diane Suchy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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