3319 13th St, photo 1
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Overview

0 ba12,810 sqftRetail
TypeRetail
HOANone listed
Built1978
Lot66,560 sqft
Living area12,810 sqft
Price / sqft$359

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About this home

3319 13th St is a 1978-built home in S L & I C Town Of St Cloud, St Cloud. Listed at $4,595,000 (about $359/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

RETAIL INVESTMENT OPPORTUNITY - 100% OCCUPIED - 1.5 +/- acres, 2 buildings totaling 12,700 SF on the highly desirable US-192 (13th Street) in Saint Cloud. The property is located in the Gateway District CRA and has prime visibility and exposure. The Gateway District has strong commercial activity, a growing surrounding population and is highly accessible via the Florida's Turnpike. The roofs have 2 year old silicone coatings and some of the other recent improvements include new plumbing, electrical, HVAC, drywall, stucco, paint, stone trim and gutters. Property zoned Highway Business. POTENTIAL REDEVELOPMENT SITE. Adjacent property (3207 13th Street) also available - 1 +/- acre with 3 commercial buildings. All information is believed accurate and correct but not warranted or guaranteed and subject to change without notice. DO NOT DISTURB TENANTS.

The essentials

Built
1978
Price / sqft
$359
On market
59 days
Annual tax
$20,610
Flood zone
X · Low risk
Lot
66,560 sqft
Type
Retail

At a glance

Single family
Built 1978
1.53 acres
Lot size
12,810 sqft
Living area

Payment

Est. monthly payment
$27,980/mo
Down payment (20%)
$919,000
Property taxes
$1,718/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Retail
Year Built
1978
Lot
66,560 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
59
Flood Zone X
Annual Tax (2025)
$20,610
Parcel #
03-26-30-0725-0001-4935

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
S L & I C Town Of St Cloud
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
66,560 sqft

Price history

Date
Event
Price
8/12/2026
Listed for sale
Source: Stellar MLS #G5116668
$4,595,000
$359/sqft

Neighborhood

3319 13th St
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $4,595,000
$4.57M – $4.59M
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 154 home closings in 34769 landed at this number or higher (58%). The median one sat 35 days before it went under contract, and this one is on day 59.

Sample: 154 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$27,980/mo
Principal & interest$23,965
Property taxes$1,718
Insurance$2,298
Down payment20% · $919,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$4,595,000

$359 per sq ft

Size

12,810 sq ft

Time on market

59 days

Year built

1978

Monthly payment

About $27,980/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $20,610 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byGRIZZARD COMMERCIAL REALESTATEListing agent: Daniel TatroListing data from Stellar MLS, MLS# G5116668.

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