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543 Terranova Cir, Winter Haven, FL, 33884

$182/sqft·Terranova Ph 01

3 bd2 ba2,118 sqft2 car garageSingle Family
Listed by PREFERRED RE BROKERS III· Last updated · MLS# G5117324

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Est. monthly payment
$2,428/mo
Down payment (20%)
$77,000
Property taxes
$160/mo
HOA
$200.32/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2003
Private pool
In Ground
2 car garage
Driveway
7,475 sqft lot
Lot size
2,118 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Private MailboxStreet Lights

543 Terranova Cir is a 2003-built home in Terranova Ph 01, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,118 square feet of living space. Listed at $385,000 (about $182/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200.32 quarterly.

From the listing

POOL HOME WITH POND VIEW IN GATED TERRANOVA! -NEW AC UNIT DECEMBER 2025--ROOF & HOT WATER HEATER ARE 6 YEARS OLD-- Welcome to this spacious 3-bedroom, 2-bath home offering 2,118 square feet of living space and a relaxing Florida lifestyle in one of southeast Winter Haven’s gated communities. The highlight of the home is the screened-in private pool overlooking the pond, creating a peaceful water-view backdrop for relaxing, entertaining, or enjoying time outdoors. Inside, the split-bedroom floor plan offers multiple living spaces, including a comfortable family room featuring a wood-burning fireplace. The eat-in kitchen provides plenty of space for casual dining and features a decorative backsplash behind the countertops, while the dining area flows naturally into the living room for an open and connected feel. Sliding doors provide access to the covered and screened pool area, where you can enjoy the pond views from your own backyard. The home also features a full bathroom with direct access to the pool area, adding extra convenience for family and guests. Additional features include an inside laundry room, walk-in closet, ceiling fans, attached 2-car garage, and a north-facing front exposure. Terranova is a gated community conveniently located in southeast Winter Haven with easy access to shopping, dining, schools, medical facilities, and area attractions including LEGOLAND Florida. Enjoy the combination of a private pool, water view, spacious interior, and gated-community setting—all in a convenient Winter Haven location. Schedule your private showing today!

The essentials

Built
2003
Price / sqft
$182
On market
9 days
Annual tax
$1,923
HOA
$200.32/qtr
Flood zone
X · Low risk
Lot
7,475 sqft
Type
Single Family Residence

Location

543 Terranova Cir
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2003
Lot
7,475 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Driveway
Pool
In Ground, Screen Enclosure
Days on Market
9
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Private Mailbox
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$1,923

Parcel #

26-29-14-687804-000230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Terranova Ph 01

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

7,475 sqft

LandscapedPavedPrivate
HOA
$200.32/qtr
DLG Management /Diane Lee
Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #G5117324
$385,000
$182/sqft
Est. monthly payment$2,427/mo
Principal & interest$2,008
Property taxes$160
Insurance$193
HOA$67
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $385,000
$382,500 – $385,000
99.5% – 100% of listTops out right at the list price
80% of listList price
163 of the last 255 home closings in 33884 landed at this number or higher (64%). The median one sat 39 days before it went under contract, and this one is on day 9.

Sample: 255 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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