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About this home
15875 NE 148th Terrace Rd is a 2004-built home in MILL Creek Ranches, Fort MC Coy. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,620 square feet of living space. Listed at $199,000 (about $123/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Under contract-accepting backup offers. **Country Living with Room to Grow on 3.48 Acres!** Imagine waking up to the quiet of the countryside, coming outside with your morning coffee, and having 3.48 acres of land surrounding you. Here, you can enjoy the space and freedom of rural living while still being only about 30 minutes from the heart of Ocala. Built in 2004 and offering approximately 1,620 square feet of living space, this well-maintained home provides a comfortable place to call home today while giving you plenty of opportunity to create the property you've always envisioned. Inside, the home offers an inviting open living area where the kitchen, dining, and living spaces come together naturally. The kitchen features abundant cabinetry and a center island, providing plenty of workspace and storage, while the spacious living room offers room to gather and relax. A cozy fireplace creates a welcoming focal point, and large windows bring in natural light while providing views of the surrounding property. The home's comfortable layout offers room for everyday living while maintaining that relaxed country feel. Outside the possibilities really begin to unfold. With **Agricultural zoning and 3.48 acres**, there is room to bring your vision to life, whether that means keeping approved farm animals, creating a garden, adding additional outbuildings, or simply enjoying the elbow room that is becoming harder to find. The property already offers covered parking and storage options, giving you a great starting point for equipment, recreational vehicles, hobbies, or additional storage. There is also the opportunity to build a larger garage or workshop, subject to requirements. And perhaps one of the best features is what you *don't* have: the feeling of being surrounded by crowded neighborhoods. Instead, you'll have space, trees, privacy, and the opportunity to enjoy the outdoors on your own terms. A **NEW roof is coming soon**, adding another valuable update for the next owner. If you've been looking for a property where you can enjoy the peace and possibilities; **Bring your ideas, bring your animals, bring your hobbies, and make the space your own. The foundation is here—the opportunities are yours to explore.**
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$199,000
$123 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,620 sq ft
Time on market
22 days
Year built
2004
Monthly payment
About $1,409/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,264 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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