15875 NE 148th Terrace Rd, photo 1
Active Under Contract
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Overview

4 bd2 ba1,620 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built2004
Lot151,589 sqft
Living area1,620 sqft
Price / sqft$123

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanVaulted Ceiling(s)StorageDishwasherDryerElectric Water Heater

15875 NE 148th Terrace Rd is a 2004-built home in MILL Creek Ranches, Fort MC Coy. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,620 square feet of living space. Listed at $199,000 (about $123/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under contract-accepting backup offers. **Country Living with Room to Grow on 3.48 Acres!** Imagine waking up to the quiet of the countryside, coming outside with your morning coffee, and having 3.48 acres of land surrounding you. Here, you can enjoy the space and freedom of rural living while still being only about 30 minutes from the heart of Ocala. Built in 2004 and offering approximately 1,620 square feet of living space, this well-maintained home provides a comfortable place to call home today while giving you plenty of opportunity to create the property you've always envisioned. Inside, the home offers an inviting open living area where the kitchen, dining, and living spaces come together naturally. The kitchen features abundant cabinetry and a center island, providing plenty of workspace and storage, while the spacious living room offers room to gather and relax. A cozy fireplace creates a welcoming focal point, and large windows bring in natural light while providing views of the surrounding property. The home's comfortable layout offers room for everyday living while maintaining that relaxed country feel. Outside the possibilities really begin to unfold. With **Agricultural zoning and 3.48 acres**, there is room to bring your vision to life, whether that means keeping approved farm animals, creating a garden, adding additional outbuildings, or simply enjoying the elbow room that is becoming harder to find. The property already offers covered parking and storage options, giving you a great starting point for equipment, recreational vehicles, hobbies, or additional storage. There is also the opportunity to build a larger garage or workshop, subject to requirements. And perhaps one of the best features is what you *don't* have: the feeling of being surrounded by crowded neighborhoods. Instead, you'll have space, trees, privacy, and the opportunity to enjoy the outdoors on your own terms. A **NEW roof is coming soon**, adding another valuable update for the next owner. If you've been looking for a property where you can enjoy the peace and possibilities; **Bring your ideas, bring your animals, bring your hobbies, and make the space your own. The foundation is here—the opportunities are yours to explore.**

The essentials

Built
2004
Price / sqft
$123
On market
22 days
Annual tax
$3,264
Flood zone
X · Low risk
Lot
151,589 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2004
3.48 acres
Lot size
1,620 sqft
Living area

Payment

Est. monthly payment
$1,409/mo
Down payment (20%)
$39,800
Property taxes
$272/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2004
Lot
151,589 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Covered
Days on Market
22
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Vaulted Ceiling(s)
Storage
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,264
Parcel #
09880-000-03

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
MILL Creek Ranches
County
Marion
MLS Area
32134 - Fort Mc Coy/Salt Springs
Lot Size
151,589 sqft
Cleared

Price history

Date
Event
Price
10/7/2026
Pending sale
Source: Stellar MLS #G5117893
$199,000
$123/sqft
9/17/2026
Listed for sale
Source: Stellar MLS #G5117893
$199,000
$123/sqft

Neighborhood

15875 NE 148th Terrace Rd
Fort MC Coy, FL, 32134 · 32134 - Fort Mc Coy/Salt Springs

Market insights

Offer Insights

Choose an offer strength

List price: $199,000
$187,500 – $199,000
94.1% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 home closings in 32134 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 22.

Sample: 86 closed home sales in 32134 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,409/mo
Principal & interest$1,038
Property taxes$272
Insurance$100
Down payment20% · $39,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,000

$123 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,620 sq ft

Time on market

22 days

Year built

2004

Monthly payment

About $1,409/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,264 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALTY EXECUTIVES IN THE VILLAGESListing agent: Frances Pierce PAListing data from Stellar MLS, MLS# G5117893.

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