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Overview

3 bd2 ba1,647 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2021
Lot6,028 sqft
Living area1,647 sqft
Price / sqft$267
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsStone CountersCourtyardLightingPrivate YardRain Gutters

974 Jay St is a 2021-built home in The Villages, The Villages. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,647 square feet of living space. Listed at $439,000 (about $267/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

WELCOME TO THE VILLAGE OF CHITTY CHATTY IN THE VILLAGES, FLORIDA! This beautiful 2021 MONTCLAIR COURTYARD VILLA in TY VILLAS offers 3 BEDROOMS, 2 BATHROOMS, a TWO-CAR GARAGE WITH SEPARATE BAYS, POND AND PRESERVE VIEWS, and ROOM FOR A POOL! From the moment you arrive, you'll appreciate the inviting FRONT PORCH OVERLOOKING THE POND DIRECTLY ACROSS THE STREET—a peaceful place to begin or end your day in Central Florida. Step inside this BLOCK & STUCCO courtyard villa and discover an open, inviting floor plan with VAULTED CEILINGS and PLANK TILE FLOORING THROUGHOUT—NO CARPET! The kitchen features STONE COUNTERTOPS, STAINLESS STEEL APPLIANCES, a FARMHOUSE SINK, TILE BACKSPLASH, and cabinetry enhanced with UNDER-CABINET AND TOE-KICK LIGHTING. Updated lighting over the KITCHEN BAR AND DINING AREA adds another stylish touch, while matching STONE COUNTERTOPS THROUGHOUT THE KITCHEN, BATHROOMS, AND LAUNDRY AREA create a cohesive look. The main living area opens to the private courtyard through TWO SETS OF SLIDING GLASS DOORS, creating an easy connection between indoor and outdoor living. SUNSHADES THROUGHOUT and tinted windows throughout most of the home add comfort and privacy. The spacious PRIMARY SUITE features a TRAY CEILING, while the primary bathroom offers a DUAL-SINK VANITY, ABUNDANT CABINET STORAGE, STONE COUNTERTOPS, and a ROMAN WALK-IN SHOWER. Two additional bedrooms and a guest bathroom provide plenty of space for visitors, hobbies, or a home office. The laundry area is equally functional with STONE COUNTERTOPS, a WASH TUB, AND ADDITIONAL STORAGE. Step outside to your PRIVATE COURTYARD AND LARGE LANAI overlooking the PRESERVE. The fenced outdoor space provides privacy while allowing you to enjoy the natural preserve setting beyond—and there's ROOM FOR A POOL to create your own Florida backyard retreat. Located in the VILLAGE OF CHITTY CHATTY IN THE VILLAGES, FL, this home puts recreation and everyday conveniences within easy reach. Enjoy the nearby CHITTY CHATTY RECREATION AREA, walking and biking opportunities, convenient access to LAKE DEATON PLAZA, and all the dining, shopping, entertainment, golf, recreation, and activities that make THE VILLAGES, FLORIDA lifestyle so popular. BROWNWOOD PADDOCK SQUARE is also just 5.7 miles, SAWGRASS GROVE is only 3.4 Miles, and for dining, shopping, and nightly entertainment. POND VIEW IN FRONT, PRESERVE VIEW IN BACK, PRIVATE COURTYARD, ROOM FOR A POOL, TWO-CAR GARAGE, NO CARPET, AND A 2021 BLOCK & STUCCO HOME—THIS MONTCLAIR COURTYARD VILLA IN CHITTY CHATTY OFFERS AN IMPRESSIVE COMBINATION OF PRIVACY, LOCATION, AND THE VILLAGES LIFESTYLE!

The essentials

Built
2021
Price / sqft
$267
On market
9 days
Annual tax
$2,648
Flood zone
X · Low risk
Lot
6,028 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Fitness center too
2 car garage
6,028 sqft lot
Lot size
1,647 sqft
Living area

Payment

Est. monthly payment
$2,730/mo
Down payment (20%)
$87,800
Property taxes
$221/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,028 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
9
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Stone Counters
Courtyard
Lighting
Private Yard
Rain Gutters
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf
No Truck/Rv/Motorcycle Parking
Pool
Restaurant
Tennis Court(s)
Dishwasher
Microwave
Range
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,648
Parcel #
G23D049

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Villages
County
Sumter
MLS Area
32163 - The Villages
Lot Size
6,028 sqft

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #G5118487
$439,000
$267/sqft

Neighborhood

974 Jay St
The Villages, FL, 32163 · 32163 - The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $439,000
$430,000 – $439,000
97.9% – 100% of listTops out right at the list price
80% of listList price
77 of the last 153 home closings in 32163 landed at this number or higher (50%). The median one sat 34 days before it went under contract, and this one is on day 9.

Sample: 153 closed home sales in 32163 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,730/mo
Principal & interest$2,290
Property taxes$221
Insurance$220
Down payment20% · $87,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,000

$267 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,647 sq ft

Time on market

9 days

Year built

2021

Monthly payment

About $2,730/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,648 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREALTY EXECUTIVES IN THE VILLAGESListing agent: Crystal BurbageListing data from Stellar MLS, MLS# G5118487.

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