Overview
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About this home
10434 SE 178th Pl is a 1991-built home in Spruce Crk South V, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,008 square feet of living space. Listed at $224,900 (about $223/sqft), 8 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179.98 monthly.
Welcome home to Florida Life! This highly sought-after Pecan Model is located on a rare, oversized quarter-acre lot (0.25 acres) in the premier 55+ gated golf course and golf-cart community of Spruce Creek South in Summerfield, FL. Offering an exceptional layout with a massive amount of privacy, this beautifully maintained property features 2 bedrooms, 2 bathrooms, an attached 2-car garage, and a dedicated, extended golf cart garage—offering a generous 1,008 sq. ft. of climate-controlled living space and 1,731 sq. ft. under roof. Interior & Architectural Highlights: Step through the welcoming covered front porch—perfect for relaxing year-round. Step into a functional, open-concept floor plan. Durable laminate flooring spans the entry, and tile flooring throughout the kitchen, dining room, and bathrooms. Indoor & Outdoor Living: Entertainment options abound with a beautiful, 15' x 9' glass-enclosed Florida room/lanai great for entertaining and relaxing year-round that seamlessly transitions to a backyard concrete covered enclosed patio. Positioned between the lanai and the extended golf cart garage, this outdoor space offers maximum privacy within your fully fenced-in backyard and matured landscaping for privacy. The Location & Lifestyle: Situated right off the vibrant US Hwy 441/27 commercial corridor, you are just 2 miles from Spanish Springs Town Square and 7 miles from Lake Sumter Landing in The Villages. Enjoy instant access to daily shopping, premium dining, and free nightly live entertainment with a different band every single night! World-Class Community Amenities: Spruce Creek South offers an active, resort-style retirement culture. Residents enjoy access to a spectacular 16,000+ sq. ft. clubhouse packed with a fitness center, billiards, a grand ballroom, and an endless social calendar. Outdoor enthusiasts can take advantage of the championship golf course, tennis courts, pickleball, shuffleboard, and a community softball field. Unbeatable Value: An incredible investment opportunity at this price point. Explore the photos and the immersive Matterport 3D virtual tour. Contact me or your agent today to schedule your private tour and start living your Florida dream!
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$224,900
$223 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,008 sq ft
Time on market
8 days
Year built
1991
Monthly payment
About $1,687/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,659 annual tax bill, insurance, and the $179.98/mo HOA fee.
HOA fee
$179.98/mo
Managed by DIANE SUCHY.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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