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Overview

4 bd3 ba2,477 sqft2 car garageSingle Family
TypeSingle Family
HOA$208/qtr
Built2004
Lot10,454 sqft
Living area2,477 sqft
Price / sqft$216
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorStone CountersTray Ceiling(s)

6940 SW 86th Ter is a 2004-built home in Mentone Cluster Ph 8, Gainesville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,477 square feet of living space. Listed at $535,000 (about $216/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $208 quarterly.

From the listing

A rare find in Mentone, this beautifully appointed 4-bedroom, 3-bath home offers more space inside and out than is typical for the neighborhood—and an incredible amount of home for the price compared to many Gainesville communities. Situated on a larger-than-average lot, the home features gorgeous custom built-ins and woodwork, a formal dining room, and a separate office/den connected to the living room by a double-sided gas fireplace. Luxury vinyl plank flooring flows through the main living areas, and the primary bathroom has been beautifully renovated. Outside, an oversized screened lanai overlooks the expansive, fully fenced backyard. Recently added pavers, a firepit and hanging lights create a fantastic space for entertaining or relaxing. Major updates include a 2024 roof and 2020 HVAC. Mentone offers a newly renovated community pool, playground, basketball courts, and walking and running trails. With its larger footprint, oversized lot, extensive updates and neighborhood amenities—all at a price point that offers exceptional value—this home truly stands out.

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The essentials

Built
2004
Price / sqft
$216
On market
44 days
Annual tax
$8,112
HOA
$208/qtr
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Shared amenity
2 car garage
Driveway
10,454 sqft lot
Lot size
2,477 sqft
Living area

Payment

Est. monthly payment
$3,803/mo
Down payment (20%)
$107,000
Property taxes
$676/mo
HOA
$208/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
10,454 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
44
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Tray Ceiling(s)
Sidewalk
Deed Restrictions
Playground
Pool
Sidewalks
Dishwasher
Exhaust Fan
Microwave
Refrigerator
Elementary
Kimball Wiles Elementary School-AL
Middle
Kanapaha Middle School-AL
High
Gainesville High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$8,112
Parcel #
07061-080-002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mentone Cluster Ph 8
County
Alachua
MLS Area
32608 - Gainesville
Lot Size
10,454 sqft
HOA
$208/qtr
Guardian/Kelly Burch

Price history

Date
Event
Price
9/19/2026
Price change
Source: Stellar MLS #GC543041
$535,000-2.7%
$216/sqft
8/28/2026
Listed for sale
Source: Stellar MLS #GC543041
$549,900
$222/sqft

Neighborhood

6940 SW 86th Ter
Gainesville, FL, 32608 · 32608 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $535,000
$530,000 – $535,000
99.5% – 100% of listTops out right at the list price
80% of listList price
124 of the last 239 home closings in 32608 landed at this number or higher (52%). The median one sat 28 days before it went under contract, and this one is on day 44 after a $14,900 cut.

Sample: 239 closed home sales in 32608 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,803/mo
Principal & interest$2,790
Property taxes$676
Insurance$268
HOA$69
Down payment20% · $107,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$535,000

$216 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,477 sq ft

Time on market

44 days

Year built

2004

Monthly payment

About $3,803/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,112 annual tax bill, insurance, and the $208/qtr HOA fee.

HOA fee

$208/qtr

Managed by Guardian/Kelly Burch.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCOLDWELL BANKER M.M. PARRISH REALTORSListing agent: Kat DurstListing data from Stellar MLS, MLS# GC543041.

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