261 Ashley Lake Dr, photo 1
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Overview

0 baLand
TypeLand
HOA$60/yr
Lot65,776 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

261 Ashley Lake Dr is a home in Ashley Lake Plantation, Melrose. Flood zone X/A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 annually.

From the listing

Builder-ready 1.5-acre lot located in the desirable Ashley Lake Plantation community! This beautiful homes-only community offers the perfect opportunity to bring your builder and create the home you've been dreaming of. The property features an impressive 130 feet of shoreline along a quiet, private lake, offering peaceful waterfront living and plenty of potential for beautiful views. While the lake's water level is currently low, future water levels are expected to provide an even more scenic backdrop for your new home. Ashley Lake Plantation also offers community amenities including a park with a pavilion, providing a great space to enjoy the outdoors and gather with family and friends. Over $60,000 in site preparation and improvements have already been completed, saving you time, money, and the hassle of starting from scratch. Improvements include an electric gate, culvert, asphalt driveway, temporary power pole, deep rock well with upgraded stainless steel piping, Water Right Impression Series Water Softener System, in-ground septic tank and drain field, extensive fill dirt, and a 40' x 90' dirt house pad. With the major groundwork already completed, this property is truly ready for your builder. Bring your plans, bring your vision, and take advantage of this rare opportunity to build your dream home on a spacious lot in Ashley Lake Plantation!

The essentials

On market
45 days
Annual tax
$1,190
HOA
$60/yr
Flood zone
X/A · Low risk
Lot
65,776 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$641/mo
Down payment (20%)
$18,800
Property taxes
$99/mo
HOA
$60/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
65,776 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
45
Flood Zone X/A
Annual Tax (2025)
$1,190
Parcel #
17-09-23-0100-0020-0350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ashley Lake Plantation
County
Putnam
MLS Area
32666 - Melrose
Lot Size
65,776 sqft
HOA
$60/yr
Sandy

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #GC543066
$94,000-2.1%
8/27/2026
Listed for sale
Source: Stellar MLS #GC543066
$96,000

Neighborhood

261 Ashley Lake Dr
Melrose, FL, 32666 · 32666 - Melrose

Calculator

Est. monthly payment
$641/mo
Principal & interest$490
Property taxes$99
Insurance$47
HOA$5
Down payment20% · $18,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$94,000

Time on market

45 days

Monthly payment

About $641/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,190 annual tax bill, insurance, and the $60/yr HOA fee.

HOA fee

$60/yr

Managed by Sandy.

Flood zone

Zone X/A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byIHEART REALTY INC.Listing agent: Marina UnderhillListing data from Stellar MLS, MLS# GC543066.

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