2006 NW 40th Ter, photo 1
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Overview

3 bd2 ba1,827 sqftSingle Family
TypeSingle Family
HOANone listed
Built1959
Lot12,632 sqft
Living area1,827 sqft
Price / sqft$164

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanBuilt-in OvenCooktopDishwasher

2006 NW 40th Ter is a 1959-built home in Cheswood Park, Gainesville. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,827 square feet of living space. Listed at $300,000 (about $164/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This open-concept home is full of character, with high beamed ceilings running through much of the living space, original terrazzo floors, and built-in cabinetry in the hallway that hints at its mid-century roots. Both bathrooms retain their vintage tile, paired with new toilets. The generous kitchen includes plentiful storage, newer stainless-steel dishwasher, range hood, convection wall oven, and microwave/air fryer combo. A large bonus room that could be partitioned into 2 spaces includes French doors to the porch, closet and shelving, offering flexibility as a home office, family room, play space, exercise, sewing, crafts, or more. Out back, a large, screened porch overlooks a wraparound patio and a spacious backyard, a portion of which is fenced. And an attached workshop off the carport, with power, is great for projects or extra storage. From City permits and sellers: brand new water heater, roof replaced 2025, HVAC 2014, windows in main house updated in 2011, plus electrical and plumbing upgrades.

The essentials

Built
1959
Price / sqft
$164
On market
31 days
Annual tax
$4,115
Flood zone
X · Low risk
Lot
12,632 sqft
Type
Single Family Residence

At a glance

Single family
Built 1959
0.29 acres
Lot size
1,827 sqft
Living area

Payment

Est. monthly payment
$2,058/mo
Down payment (20%)
$60,000
Property taxes
$343/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1959
Lot
12,632 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
-
Days on Market
31
Built-in Features
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Built-in Oven
Cooktop
Dishwasher
Dryer
Gas Water Heater
Microwave
Refrigerator
Washer
Elementary
Littlewood Elementary School-AL
Middle
Westwood Middle School-AL
High
Gainesville High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,115
Parcel #
06396-003-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cheswood Park
County
Alachua
MLS Area
32605 - Gainesville
Lot Size
12,632 sqft
LevelPaved

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #GC543348
$300,000-3.2%
$164/sqft
9/10/2026
Listed for sale
Source: Stellar MLS #GC543348
$310,000
$170/sqft

Neighborhood

2006 NW 40th Ter
Gainesville, FL, 32605 · 32605 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $300,000
$295,000 – $300,000
98.3% – 100% of listTops out right at the list price
80% of listList price
68 of the last 134 home closings in 32605 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 31 after a $10,000 cut.

Sample: 134 closed home sales in 32605 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,058/mo
Principal & interest$1,565
Property taxes$343
Insurance$150
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$300,000

$164 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,827 sq ft

Time on market

31 days

Year built

1959

Monthly payment

About $2,058/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,115 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORPListing agent: Pamela GretterListing data from Stellar MLS, MLS# GC543348.

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