2825 NW 27th Ter, photo 1
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Overview

4 bd3 ba2,315 sqft2 car garageSingle Family
TypeSingle Family
HOA$125/yr
Built1989
Lot12,197 sqft
Living area2,315 sqft
Price / sqft$203
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorThermostatPlaygroundBuilt-in OvenDishwasherDryer

2825 NW 27th Ter is a 1989-built home in Royal Gardens Ph IV, Gainesville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,315 square feet of living space. Listed at $469,000 (about $203/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 annually.

From the listing

Virtually Staged. Welcome home to this move-in ready 4-bedroom, 3-bathroom home in the highly sought-after neighborhood of Royal Gardens! Upon entering, you are welcomed by a spacious foyer featuring beautiful floors and ample closet space for storage. The kitchen overlooks the dining room, creating a wonderful flow for entertaining, while the gas fireplace creates a warm and inviting atmosphere. The kitchen features a breakfast bar, stainless steel appliances, and a pantry. The generously sized family room connects to a versatile flex space that could easily serve as a home gym, playroom, or whatever best fits your needs. The primary suite offers a private retreat with an ensuite bathroom featuring dual vanities and a walk-in closet. Three additional bedrooms provide plenty of space for family, guests, or a home office. Step outside and enjoy the privacy of the fully fenced backyard, perfect for relaxing or entertaining. Major updates include a 2019 roof and hardie board siding replaced in 2022. Ideally located just off Glen Springs Road, this home offers convenient access to shopping and dining along 13th Street and is less than 4 miles from the University of Florida. The location is hard to beat, with Glen Springs Elementary School, Gainesville High School, and Alfred A. Ring Park all within walking distance, offering easy access to more than a mile of scenic trails along Hogtown Creek. Don’t miss your opportunity to make this wonderful Royal Gardens home your own!

The essentials

Built
1989
Price / sqft
$203
On market
25 days
Annual tax
$7,235
HOA
$125/yr
Flood zone
X · Low risk
Lot
12,197 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
2 car garage
Driveway
0.28 acres
Lot size
2,315 sqft
Living area

Payment

Est. monthly payment
$3,294/mo
Down payment (20%)
$93,800
Property taxes
$603/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
12,197 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
25
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Thermostat
Playground
Built-in Oven
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Glen Springs Elementary School-AL
Middle
Westwood Middle School-AL
High
Gainesville High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,235
Parcel #
06087-040-047

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Gardens Ph IV
County
Alachua
MLS Area
32605 - Gainesville
Lot Size
12,197 sqft
Cleared
HOA
$125/yr
https://www.royalgardens.org

Price history

Date
Event
Price
9/15/2026
Listed for sale
Source: Stellar MLS #GC543484
$469,000
$203/sqft

Neighborhood

2825 NW 27th Ter
Gainesville, FL, 32605 · 32605 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $469,000
$460,000 – $469,000
98.3% – 100% of listTops out right at the list price
80% of listList price
68 of the last 134 home closings in 32605 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 25.

Sample: 134 closed home sales in 32605 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,294/mo
Principal & interest$2,446
Property taxes$603
Insurance$235
HOA$10
Down payment20% · $93,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,000

$203 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,315 sq ft

Time on market

25 days

Year built

1989

Monthly payment

About $3,294/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,235 annual tax bill, insurance, and the $125/yr HOA fee.

HOA fee

$125/yr

Managed by https://www.royalgardens.org.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGARRETT REALTYListing agent: Katie DaleListing data from Stellar MLS, MLS# GC543484.

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