Lot 12 NW 164th St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot20,473 sqft

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About this home

Deed Restrictions

Lot 12 NW 164th St is a home in Kik-a-ha Woodlands, Fanning Springs. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

BUILD YOUR FLORIDA HOME IN FANNING SPRINGS! This .47-acre vacant lot (Lot 12) is located within the city limits of Fanning Springs and offers an excellent opportunity to build in a homes-only neighborhood with NO HOA and convenient access to everything North Central Florida has to offer! With no improvements currently on the property, this lot offers a blank canvas for your future Florida home. The property is located in Flood Zone X, providing peace of mind from many of the flood-related concerns associated with other areas. City water is available nearby, providing an added convenience for future development. Located just off US Highway 19/98, this property offers quick access for commuting and exploring the surrounding area. Enjoy the natural beauty of the Suwannee River and Fanning Springs State Park, both just minutes away, while the Gulf is approximately a 30-minute drive. Whether you're looking to build a full-time residence, weekend getaway, or investment property, this lot offers a convenient location with plenty of recreational opportunities nearby. Looking for more space? The two neighboring .47-acre lots (lots 11 & 13) are also available for sale, offering the potential to purchase additional acreage and create a larger homesite. Buyer to verify all building requirements, utility availability, zoning, and intended use with the City of Fanning Springs and other appropriate governmental agencies. Come build your place in beautiful Fanning Springs and enjoy the best of small-town living with easy access to the Suwannee River, springs, Gulf Coast, and surrounding communities!

The essentials

On market
26 days
Annual tax
$182
Flood zone
X · Low risk
Lot
20,473 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$84/mo
Down payment (20%)
$2,400
Property taxes
$15/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
20,473 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
26
Deed Restrictions
Elementary
Chiefland Elementary School-LV
Middle
Chiefland Middle High School-LV
High
Chiefland Middle High School-LV

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$182
Parcel #
1036100000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Kik-a-ha Woodlands
County
Levy
MLS Area
32693 - Trenton
Lot Size
20,473 sqft

Price history

Date
Event
Price
9/14/2026
Listed for sale
Source: Stellar MLS #GC543522
$12,000

Neighborhood

Lot 12 NW 164th St
Fanning Springs, FL, 32693 · 32693 - Trenton

Calculator

Est. monthly payment
$84/mo
Principal & interest$63
Property taxes$15
Insurance$6
Down payment20% · $2,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$12,000

Time on market

26 days

Monthly payment

About $84/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $182 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byUNITED COUNTRY SMITH & ASSOCIATES - NEWBERRYListing agent: Sarah EastmanListing data from Stellar MLS, MLS# GC543522.

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