8231 Swan Lake Rd, photo 1
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Overview

4 bd2 ba1,499 sqftSingle Family
TypeSingle Family
HOANone listed
Built1950
Lot63,554 sqft
Living area1,499 sqft
Price / sqft$200

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Walk-in Closet(s)CooktopDryerMicrowaveRefrigeratorWasher

8231 Swan Lake Rd is a 1950-built home in Hillcrest On A Lake, Melrose. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,499 square feet of living space. Listed at $300,000 (about $200/sqft), 26 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to Keystone Heights, the City of Lakes! This charming 4-bedroom, 2-bath home sits just a half-block from SR 100 on approximately 1.5 acres. The property offers a unique blend of comfortable living space and outdoor enjoyment, featuring beautiful established gardens and space that has been enjoyed as an animal park. Inside, the home offers a spacious living room with plantation shutters, along with a dining area and additional flexible living space. The bedrooms are conveniently located down the same hallway, while the generously sized primary suite is positioned toward the front of the home and features plantation shutters, a large walk-in/California-style closet, and a recently updated bathroom with a large shower and generous vanity. The property also includes a storage shed and an enclosed garage with a laundry area and an additional large flex space—perfect for a home gym, workshop, craft room, or whatever best suits your needs. Enjoy the welcoming front porch and peaceful surroundings with views across the road. Located in Clay County near the Putnam County line, this property offers the space, privacy, and small-town charm that make Keystone Heights such a special place to call home. The home is approximately 1,716 square feet, including the front porch.

The essentials

Built
1950
Price / sqft
$200
On market
26 days
Annual tax
$922
Flood zone
X · Low risk
Lot
63,554 sqft
Type
Single Family Residence

At a glance

Single family
Built 1950
1.46 acres
Lot size
1,499 sqft
Living area

Payment

Est. monthly payment
$1,792/mo
Down payment (20%)
$60,000
Property taxes
$77/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1950
Lot
63,554 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
26
Ceiling Fans(s)
Walk-in Closet(s)
Cooktop
Dryer
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$922
Parcel #
03-09-23-021972-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hillcrest On A Lake
County
Clay
MLS Area
32666 - Melrose
Lot Size
63,554 sqft
ClearedIn CountyPaved

Price history

Date
Event
Price
9/15/2026
Listed for sale
Source: Stellar MLS #GC543528
$300,000
$200/sqft

Neighborhood

8231 Swan Lake Rd
Melrose, FL, 32666 · 32666 - Melrose

Market insights

Offer Insights

Choose an offer strength

List price: $300,000
$277,500 – $300,000
92.9% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 home closings in 32666 landed at this number or higher (54%). The median one sat 69 days before it went under contract, and this one is on day 26.

Sample: 26 closed home sales in 32666 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,791/mo
Principal & interest$1,565
Property taxes$77
Insurance$150
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$300,000

$200 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,499 sq ft

Time on market

26 days

Year built

1950

Monthly payment

About $1,792/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $922 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCB ISAAC REALTYListing agent: Ronald BlakeListing data from Stellar MLS, MLS# GC543528.

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