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Overview

3 bd2 ba1,800 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot26,341 sqft
Living area1,800 sqft
Price / sqft$193
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSplit BedroomWalk-in Closet(s)LightingPrivate Mailbox

3520 White Oak CT is a 1986-built home in Country Oaks Estates, Lake Wales. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,800 square feet of living space. Listed at $347,500 (about $193/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

WELCOME TO THIS well-maintained 3-bedroom, 2-bath pool home located in Country Oaks, one of Lake Wales' most desirable neighborhoods and No HOA! Designed with a functional split floor plan, the home offers plenty of space and privacy, along with a dedicated office that's perfect for working from home, hobbies, or additional flex space. Attractive wood floors grace the living and dining rooms, while sliding glass doors open to expand the space onto the spacious lanai and give view across the wonderful backyard and pool area. The centrally located kitchen provides peninsular counter-top seating and an abundance of cabinetry and lengthy counters. The owners’ en suite has access to the lanai and offers a walk-in closet while its bathroom presents a large, tiled shower with glass doors. The additional bedrooms stand convenient to the second bathroom with a tub. Step outside and enjoy Florida living from the expansive 37' x 12' screened porch overlooking the private pool—an ideal setting for relaxing, entertaining, or enjoying evenings outdoors. One of the standout features of this property is the exceptional amount of garage, workshop, and storage space. In addition to the attached garage, the home features a spacious 24' x 22' workshop, perfect for a home workshop, additional vehicle or recreational storage, or anyone needing extra space for their projects and equipment. An additional storage shed provides even more room for lawn equipment, tools, and outdoor gear. With its desirable Country Oaks location, well-maintained condition, private pool, generous outdoor living space and hard-to-find property with workshop and storage options. This residence offers a great combination of comfort, functionality and fabulous Central Florida living! Call today, you don't miss this opportunity!

The essentials

Built
1986
Price / sqft
$193
On market
27 days
Annual tax
$2,279
Flood zone
X · Low risk
Lot
26,341 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Private pool
Gunite
2 car garage
Boat
0.60 acres
Lot size
1,800 sqft
Living area

Payment

Est. monthly payment
$2,176/mo
Down payment (20%)
$69,500
Property taxes
$190/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
26,341 sqft
Cooling
Central Air
Heating
Central
Parking
Boat, Driveway, Parking Pad
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
27
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Lighting
Private Mailbox
Sidewalk
Storage
Street Lights
Dishwasher
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,279
Parcel #
28-29-33-937780-001230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Country Oaks Estates
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
26,341 sqft
Cul-De-SacIn CountyIrregular LotLandscapedLevelNear Golf CourseOversized LotSidewalkPaved

Price history

Date
Event
Price
9/12/2026
Listed for sale
Source: Stellar MLS #K4903714
$347,500
$193/sqft

Neighborhood

3520 White Oak CT
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $347,500
$342,500 – $347,500
98.6% – 100% of listTops out right at the list price
80% of listList price
67 of the last 132 home closings in 33898 landed at this number or higher (51%). The median one sat 75 days before it went under contract, and this one is on day 27.

Sample: 132 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,176/mo
Principal & interest$1,812
Property taxes$190
Insurance$174
Down payment20% · $69,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$347,500

$193 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,800 sq ft

Time on market

27 days

Year built

1986

Monthly payment

About $2,176/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,279 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered by1513 REALTY LLCListing agent: Drew FarrarListing data from Stellar MLS, MLS# K4903714.

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