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Overview

3 bd2 ba1,890 sqft1 car garageSingle Family
TypeSingle Family
HOA$208/mo
Built1999
Lot7,867 sqft
Living area1,890 sqft
Price / sqft$225
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoDishwasherDisposalMicrowaveRange

6540 Lake Clark Dr is a 1999-built home in Christina Hammock, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,890 square feet of living space. Listed at $425,000 (about $225/sqft), 183 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $208 monthly.

From the listing

Former Model Home with Pond Views in South Lakeland’s Gated Community! This beautifully upgraded 3-bed, 2-bath split plan home is move-in ready and packed with character. Enjoy soaring ceilings, crown molding, wood laminate floors, a cozy fireplace, and an open kitchen with a walk-in pantry and breakfast bar. The master suite features French doors opening to a screened lanai with peaceful pond views — the perfect Florida escape. HOA covers lawn care, community pool, tennis courts, and clubhouse access. Gated, convenient, and truly special — former model homes don’t come up often!

The essentials

Built
1999
Price / sqft
$225
On market
183 days
Annual tax
$2,866
HOA
$208/mo
Flood zone
X · Low risk
Lot
7,867 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
1 car garage
7,867 sqft lot
Lot size
1,890 sqft
Living area

Payment

Est. monthly payment
$2,876/mo
Down payment (20%)
$85,000
Property taxes
$239/mo
HOA
$208/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
7,867 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
183
Ninguno
Dishwasher
Disposal
Microwave
Range
Elementary
Scott Lake Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,866
Parcel #
23-29-24-141891-000010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Christina Hammock
County
Polk
MLS Area
33813 - Lakeland
Lot Size
7,867 sqft
HOA
$208/mo
AIA / Ravi or Steve

Price history

Date
Event
Price
4/10/2026
Listed for sale
Source: Stellar MLS #L4960768
$425,000
$225/sqft

Neighborhood

6540 Lake Clark Dr
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 258 home closings in 33813 landed at this number or higher (52%). The median one sat 24 days before it went under contract, and this one is on day 183.

Sample: 258 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,876/mo
Principal & interest$2,217
Property taxes$239
Insurance$213
HOA$208
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$225 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,890 sq ft

Time on market

183 days

Year built

1999

Monthly payment

About $2,876/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,866 annual tax bill, insurance, and the $208/mo HOA fee.

HOA fee

$208/mo

Managed by AIA / Ravi or Steve.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTRIBUTE REALTY LLCListing agent: Vinny KeeleyListing data from Stellar MLS, MLS# L4960768.

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