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2820 San Marco Way E, Winter Haven, FL, 33884

$151/sqft·Villamar

4 bd4 ba2,227 sqft2 car garageSingle Family
Listed by CAMBRIDGE REALTY OF CENTRAL FL· Last updated · MLS# L4962977

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,371/mo
Down payment (20%)
$67,180
Property taxes
$0/mo
HOA
$212/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
5,663 sqft lot
Lot size
2,227 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
VILLAMAR
Type
Single Family Residence

True monthly carry

HOA
~$18/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

IN Wall Pest SystemPoolDishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator

2820 San Marco Way E is a 2026-built home in Villamar, Winter Haven. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,227 square feet of living space. Listed at $335,900 (about $151/sqft), 14 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $212 annually.

From the listing

Under Construction. New construction home with 2227 square feet on two-story including 4 bedrooms with loft, 3.5 baths, and an open living area. Enjoy an open kitchen with Quartz countertops, Samsung stainless steel appliances, a walk-in pantry, and a spacious island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, and a tiled shower. Bedrooms 2 and 3 share a jack-and-Jill bathroom. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. “Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and decor do not convey."

The essentials

Built
2026
Price / sqft
$151
On market
83 days
Annual tax
$0
HOA
$212/yr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

Location

2820 San Marco Way E
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2026
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
83
IN Wall Pest System
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$0

Parcel #

26-29-15-688505-000570

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Villamar

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

5,663 sqft

HOA
$212/yr
Primemanagement
Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #L4962977
$335,900-4.4%
$151/sqft
6/22/2026
Listed for sale
Source: Stellar MLS #L4962977
$351,370
$158/sqft
Est. monthly payment$2,371/mo
Principal & interest$1,752
Property taxes$434
Insurance$168
HOA$18
Down payment20% · $67,180
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $335,900
$335,000 – $335,900
99.5% – 100% of listTops out right at the list price
80% of listList price
163 of the last 255 home closings in 33884 landed at this number or higher (64%). The median one sat 39 days before it went under contract, and this one is on day 83 after a $15,470 cut.

Sample: 255 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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