148 Lake Otis Rd, photo 1
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Overview

4 bd3 ba2,663 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,200/yr
Built1974
Lot21,275 sqft
Living area2,663 sqft
Price / sqft$160
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenPrimarybedroom UpstairsWalk-in Closet(s)Window TreatmentsPrivate MailboxDishwasherMicrowaveRange

148 Lake Otis Rd is a 1974-built home in Lakewood, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,663 square feet of living space. Listed at $425,050 (about $160/sqft), 265 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,200 annually.

From the listing

HUGE PRICE REDUCTION! SELLER VERY MOTIVATED! Come finish what was started in revitalizing and updating this spacious 4-Bedroom, 3-Bath Pool Home in the admired Lakewood Community. Nestled on an oversized lot with mature trees, this remodeled tri-level home offers a perfect blend of modern luxury and comfort. With a spacious layout, a private pool, and an abundance of natural light, this home is designed for both relaxation and entertaining. As you enter, you’ll immediately notice the bright and airy atmosphere created by large windows that allow natural light to flood the home. The home features stunning luxury vinyl plank flooring and a beautiful brick fireplace, adding warmth and character to the space. The kitchen is of good size and boasting sleek countertops, new modern appliances, and ample cabinet space. Enjoy casual meals in the eat-in kitchen or step outside to the screened-in porch, an ideal spot for dining al fresco or simply relaxing while overlooking the expansive backyard and pool. Come finish what was started, add your personal touches and make this house your beautiful home!

The essentials

Built
1974
Price / sqft
$160
On market
265 days
Annual tax
$6,141
HOA
$1,200/yr
Flood zone
X · Low risk
Lot
21,275 sqft
Type
Single Family Residence

At a glance

Single family
Built 1974
Private pool
In Ground
2 car garage
0.49 acres
Lot size
2,663 sqft
Living area

Payment

Est. monthly payment
$3,041/mo
Down payment (20%)
$85,010
Property taxes
$512/mo
HOA
$1,200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1974
Lot
21,275 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
265
Eat-in Kitchen
Primarybedroom Upstairs
Walk-in Closet(s)
Window Treatments
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$6,141
Parcel #
26-28-27-000000-044260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakewood
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
21,275 sqft
HOA
$1,200/yr
Premier Community Management

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #L4958667
$425,050
$160/sqft
-
Price change
Source: Stellar MLS #L4958667
$425,000-8.6%
$160/sqft
1/18/2026
Listed for sale
Source: Stellar MLS #L4958667
$465,000
$175/sqft

Neighborhood

148 Lake Otis Rd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $425,050
$422,500 – $425,050
99.5% – 100% of listTops out right at the list price
80% of listList price
219 of the last 347 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 265 after a $39,950 cut.

Sample: 347 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,041/mo
Principal & interest$2,217
Property taxes$512
Insurance$213
HOA$100
Down payment20% · $85,010
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,050

$160 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,663 sq ft

Time on market

265 days

Year built

1974

Monthly payment

About $3,041/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,141 annual tax bill, insurance, and the $1,200/yr HOA fee.

HOA fee

$1,200/yr

Managed by Premier Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLOCKHART & ASSOCIATES INCListing agent: Michelle ArmbrusterListing data from Stellar MLS, MLS# L4958667.

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