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Overview

2 bd2 ba1,064 sqftSingle Family
TypeSingle Family
HOANone listed
Built1925
Lot6,652 sqft
Living area1,064 sqft
Price / sqft$254

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingSplit BedroomThermostatWalk-in Closet(s)LightingPrivate Mailbox

412 E Palm Dr is a 1925-built home in Horneys J T Add 01, Lakeland. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,064 square feet of living space. Listed at $269,900 (about $254/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

HISTORIC BUNGALOW! Built in 1925 and located just a few blocks from Lake Hollingsworth, this central Lakeland historic home offers the character, charm, and location that make this area so special, along with a 2022 ROOF and freshly painted exterior! The grand elevation and spacious front porch create a memorable first impression, complete with a welcoming porch swing and plenty of room to enjoy the outdoors. Inside, original pine wood flooring runs throughout the entire home, including the kitchen and bathrooms, creating a seamless flow and adding incredible warmth and depth to each space. Original 1920s windows, rounded archways, built in cabinetry, and a wood burning fireplace further showcase the craftsmanship and period details that have been preserved throughout the home. The home functions as a 2 bedroom, 1.5 bath layout, with a spacious primary suite featuring a half bath and a large walk in closet. The generous layout also provides potential to reconfigure the existing half bath area into a full bathroom. The second bedroom offers flexibility as a den, home office, or flex space and includes the laundry closet as well as its own exterior entrance. The charming kitchen continues the home’s vintage appeal with a porcelain farmhouse sink, full appliance suite, and a unique arched range alcove with a hanging pot rack that adds both character and functional storage. The full bathroom is generously sized with a large tub and shower combination and painted wood floors that complement the home’s historic aesthetic. The property offers a driveway as well as an additional parking pad accessible from the rear alley, providing two convenient parking options at opposite ends of the property. Additional improvements include a new water heater and termite fumigation completed in 2022. With its remarkable original details, thoughtful updates, flexible floor plan, inviting front porch, and location just blocks from Lake Hollingsworth, this 1925 home is an opportunity to enjoy a piece of Lakeland history right in the heart of the city.

The essentials

Built
1925
Price / sqft
$254
On market
12 days
Annual tax
$448
Flood zone
X · Low risk
Lot
6,652 sqft
Type
Single Family Residence

At a glance

Single family
Built 1925
6,652 sqft lot
Lot size
1,064 sqft
Living area

Payment

Est. monthly payment
$1,580/mo
Down payment (20%)
$53,980
Property taxes
$37/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1925
Lot
6,652 sqft
Cooling
Central Air, Other
Heating
Central
Parking
Driveway, Parking Pad
Days on Market
12
Built-in Features
Ceiling Fans(s)
Crown Molding
Split Bedroom
Thermostat
Walk-in Closet(s)
Lighting
Private Mailbox
Rain Gutters
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Cleveland Court Elem
Middle
Southwest Middle School
High
Lakeland Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2026)
$448
Parcel #
24-28-30-256500-001420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Horneys J T Add 01
County
Polk
MLS Area
33803 - Lakeland
Lot Size
6,652 sqft
City LimitsPaved

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #L4965310
$269,900
$254/sqft

Neighborhood

412 E Palm Dr
Lakeland, FL, 33803 · 33803 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $269,900
$267,500 – $269,900
99.5% – 100% of listTops out right at the list price
80% of listList price
81 of the last 145 home closings in 33803 landed at this number or higher (56%). The median one sat 35 days before it went under contract, and this one is on day 12.

Sample: 145 closed home sales in 33803 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,580/mo
Principal & interest$1,408
Property taxes$37
Insurance$135
Down payment20% · $53,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,900

$254 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,064 sq ft

Time on market

12 days

Year built

1925

Monthly payment

About $1,580/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $448 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPAIGE WAGNER HOMES REALTYListing agent: Paige WagnerListing data from Stellar MLS, MLS# L4965310.

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