6012 Lake Ruth Dr E, photo 1
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Overview

4 bd3 ba1,866 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1998
Lot11,160 sqft
Living area1,866 sqft
Price / sqft$105
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenThermostatWalk-in Closet(s)Private MailboxPrivate Yard

6012 Lake Ruth Dr E is a 1998-built home in Lake Ruth Estates, Dundee. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,866 square feet of living space. Listed at $196,000 (about $105/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Calling all investors! Great opportunity to renovate and bring this 4-bedroom, 3-bath single-family home back to life. Located on a quiet Dundee street with no HOA and just three houses from beautiful Lake Ruth, featuring a walking path around the lake and a nearby playground. The home offers two primary en-suite bedrooms, a 2-car garage with opener, no carpet, a newer roof (2018), and a large fenced backyard with a concrete patio. Renovation is needed in the kitchen/family room area along with other cosmetic repairs. Cash purchase or renovation loan only. Great potential for an investor or buyer looking for a project in a desirable location!

The essentials

Built
1998
Price / sqft
$105
On market
16 days
Annual tax
$135
Flood zone
X · Low risk
Lot
11,160 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
2 car garage
Driveway
0.26 acres
Lot size
1,866 sqft
Living area

Payment

Est. monthly payment
$1,131/mo
Down payment (20%)
$39,200
Property taxes
$11/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
11,160 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway
Days on Market
16
Ceiling Fans(s)
Eat-in Kitchen
Thermostat
Walk-in Closet(s)
Private Mailbox
Private Yard
Elementary
Dundee Elem
Middle
Dundee Ridge Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$135
Parcel #
27-28-21-834512-000300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Ruth Estates
County
Polk
MLS Area
33838 - Dundee
Lot Size
11,160 sqft

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #L4965331
$196,000
$105/sqft

Neighborhood

6012 Lake Ruth Dr E
Dundee, FL, 33838 · 33838 - Dundee

Market insights

Offer Insights

Choose an offer strength

List price: $196,000
$196,000
99.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 57 home closings in 33838 landed at this number or higher (58%). The median one sat 88 days before it went under contract, and this one is on day 16.

Sample: 57 closed home sales in 33838 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,131/mo
Principal & interest$1,022
Property taxes$11
Insurance$98
Down payment20% · $39,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$196,000

$105 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,866 sq ft

Time on market

16 days

Year built

1998

Monthly payment

About $1,131/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $135 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byVIEWPOINT VALUE REALTYListing agent: Pat PearsonListing data from Stellar MLS, MLS# L4965331.

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