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Overview

3 bd2 ba1,471 sqftSingle Family
TypeSingle Family
HOA$148/qtr
Built2021
Lot5,000 sqft
Living area1,471 sqft
Price / sqft$169

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About this home

Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)

1331 Haines Dr is a 2021-built home in Lakes At Lucerne Park, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,471 square feet of living space. Listed at $249,000 (about $169/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $148 quarterly.

From the listing

Welcome to this beautiful 3-bedroom, 2-bath home in Lakes at Lucerne Park, built in 2020 and offering modern comfort, thoughtful upgrades, and beautiful lake views. This move-in-ready home features a desirable split-bedroom floor plan, vaulted ceilings, an open-concept living area, and abundant natural light. With a low HOA and NO CDD FEES, it offers both comfort and value. The upgraded kitchen is designed for everyday living and entertaining, featuring granite countertops, upgraded cabinetry, stainless steel appliances, a center island with breakfast-bar seating, a corner pantry, a convenient coffee bar, and a separate eating area. Tile flooring extends throughout the main living spaces, while the bedrooms are comfortably carpeted. The spacious primary suite includes a large walk-in closet and a private bath with a walk-in shower. The guest bathroom features an extra-deep tub. Sliding glass doors lead to a screened-in lanai overlooking the beautiful lake, creating a peaceful setting for morning coffee, evening relaxation, or entertaining guests. The stunning lake views can be enjoyed from the lanai and backyard, offering a serene backdrop to everyday living. The lanai TV is included. The fully fenced backyard, combining chain-link and white vinyl fencing, provides privacy while allowing you to take full advantage of the picturesque waterfront setting. Additional highlights include a 2025 AC, exterior paint completed in July 2025, 15-year warranties on both the roof and windows, and a washer and dryer that convey with the home. The garage entry also features a screened door, providing added ventilation and convenience. Located in the heart of Winter Haven's Chain of Lakes, Lakes at Lucerne Park offers convenient access to lakes, conserved natural areas, biking and walking trails, golf courses, shopping, dining, parks, recreation, and nearby attractions including historic Bok Tower Gardens. With newer 2020 construction, beautiful lake views, a fully fenced yard, screened outdoor living, an upgraded kitchen, newer AC, and valuable roof and window warranties, this home offers an exceptional combination of comfort, convenience, and peace of mind. Come see for yourself how beautifully this home blends comfortable living with peaceful lake-view living!

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The essentials

Built
2021
Price / sqft
$169
On market
9 days
Annual tax
$4,020
HOA
$148/qtr
Flood zone
X · Low risk
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Waterfront
Lake Front
5,000 sqft lot
Lot size
1,471 sqft
Living area

Payment

Est. monthly payment
$1,808/mo
Down payment (20%)
$49,800
Property taxes
$335/mo
HOA
$148/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
5,000 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Waterfront
Lake Front, Pond
Days on Market
9
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Private Entrance
Private Mailbox
Rain Gutters
Sidewalk
Deed Restrictions
Sidewalks
Street Lights
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Fred G. Garnier Elem
Middle
Lake Alfred-Addair Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$4,020
Parcel #
26-28-03-522510-000080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakes At Lucerne Park
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
5,000 sqft
GreenbeltCity LimitsLandscapedLevelSidewalkPaved
HOA
$148/qtr
Edison Association Management

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #L4965468
$249,000
$169/sqft

Neighborhood

1331 Haines Dr
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $249,000
$249,000
99.5% – 100% of listTops out right at the list price
80% of listList price
165 of the last 268 home closings in 33881 landed at this number or higher (62%). The median one sat 42 days before it went under contract, and this one is on day 9.

Sample: 268 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,808/mo
Principal & interest$1,299
Property taxes$335
Insurance$125
HOA$49
Down payment20% · $49,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,000

$169 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,471 sq ft

Time on market

9 days

Year built

2021

Monthly payment

About $1,808/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,020 annual tax bill, insurance, and the $148/qtr HOA fee.

HOA fee

$148/qtr

Managed by Edison Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: David SmallListing data from Stellar MLS, MLS# L4965468.

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